Cost of Living in Macoupin County, Illinois

$789/mo

Median Monthly Rent

$126,100

Median Home Value

6% below state averageUnaffordable

At a Glance

Median Monthly Rent

$789/mo

6% below state average

Median Home Value

$126,100

55% below national

Rent-to-Income Ratio

23.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Macoupin County Compares

Median monthly rent comparison

Macoupin County$789/mo

Illinois Average$837/mo

National Median$1,163/mo

Detailed Housing Stats

$789/mo

Median Gross Rent

$126,100

Median Home Value

$830/mo

Monthly Owner Cost

23.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Macoupin County, Illinois

Macoupin County leads national affordability

Macoupin County's 13.8% rent-to-income ratio ranks among the most affordable in the nation, with the lowest ratio among all eight counties analyzed. At $68,518 median household income paired with $789 monthly rent, Macoupin residents enjoy substantial housing security.

Illinois's most affordable housing market

Macoupin County's 13.8% rent-to-income ratio is the only one in this analysis to fall below Illinois's 14.7% state average, making it the state's most affordable county by this measure. Monthly rents of $789 represent the lowest absolute costs in the cohort.

Best affordability in western Illinois

Macoupin County's $789 monthly rent undercuts all seven peer counties, while its 13.8% affordability ratio beats even Livingston County's 14.5%. Home values at $126,100 remain modest, offering genuine buying power for cost-conscious relocators.

Housing costs leave room to build wealth

Renters allocate just 13.8% of a $68,518 median income to $789 monthly rent, while homeowners spend $830 (14.5% of income) on mortgages—the lowest ratios in this analysis. Both figures leave substantial income for savings and living expenses, enabling genuine financial stability.

Top Illinois choice for affordability seekers

Macoupin County delivers the most attractive housing affordability profile in this analysis: lowest rents, lowest affordability ratio, and solid incomes. If cost of living is your primary relocation driver, Macoupin County outranks all peer Illinois counties analyzed.

Affordability Calculator

See how your income compares to housing costs in Macoupin County

Your Annual Household Income

Rent Burden

13.8%

of gross income

Max Housing (28% Rule)

$1,599

per month

Owner Cost Burden

14.5%

of gross income

You can likely afford the median home in Macoupin County

Median home value is $126,100. Estimated monthly cost: $1,007 vs. your max of $1,599.

Rent Affordability Guide

Your rent-to-income ratio13.8%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Macoupin County, Illinois?

Macoupin County, Illinois has a median monthly rent of $789/mo and a median home value of $126,100. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.

What is the median rent in Macoupin County?

The median gross rent in Macoupin County is $789/mo. This is 6% below state average for Illinois.

Is Macoupin County affordable?

Macoupin County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Macoupin County's rent compare to the state average?

Macoupin County's median rent of $789/mo is 6% below state average of $837/mo for Illinois.

What is the median home value in Macoupin County?

The median home value in Macoupin County, Illinois is $126,100. This is 55% below the national median home value of $281,900.