Cost of Living in Macoupin County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Macoupin County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Macoupin County ranks #1,364 of 3,142 counties for affordability (top 43%)
Sourced county brief
Macoupin County Official GRAPI Estimated at 23.6 Percent
The official ACS B25071 median gross rent as a percentage of household income (GRAPI) in Macoupin County was 23.6% for the five-year period ending in 2024. This estimate is 2.5 percentage points lower than the Illinois unweighted county mean official GRAPI of 26.1%. The median gross rent in the county was $801 per month, which is $66 below the state unweighted county mean of $867. For owner-occupied housing, the median home value was $138,200, compared to the state unweighted county mean of $153,020. Median selected monthly owner costs for all owner-occupied units were $862, while the state unweighted county mean was $960. Renter-households in the county had a median income of $36,612. These statistics are derived from the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Macoupin County
Affordability Verdict
ACS B25071 estimates median gross rent at 23.6% of renter household income in Macoupin County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $801 per month; median selected monthly owner costs are $862. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $32,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Illinois unweighted mean of county median rents is $867 per month. Macoupin County's $801 median is 7.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Macoupin County
Rent Burden
13.6%
of gross income
Max Housing (28% Rule)
$1,652
per month
Owner Cost Burden
14.6%
of gross income
You can likely afford the median home in Macoupin County
Median home value is $138,200. Estimated monthly cost: $1,103 vs. your max of $1,652.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Macoupin County, Illinois?
What is the median rent in Macoupin County?
Is Macoupin County affordable?
How does Macoupin County's rent compare to the state average?
What is the median home value in Macoupin County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Macoupin County, Illinois? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Macoupin County
Whether you're buying in Macoupin County, Illinois, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.