Cost of Living in Jackson County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jackson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Jackson County ranks #1,451 of 3,144 counties for affordability (top 46%)
Data Story
About Cost of Living in Jackson County, Indiana
Jackson County's Housing Value Proposition
Jackson County strikes an appealing balance with a 16.2% rent-to-income ratio and a median household income of $70,208, which sits closer to the national $74,755 than many Indiana peers. Renters here spend roughly $946 monthly, a manageable share of income thanks to incomes that exceed many neighboring counties.
Jackson County's Indiana Ranking
At 16.2%, Jackson County ranks slightly above Indiana's 15.6% state average but benefits from above-average incomes that cushion the housing burden better than most counties statewide. This income advantage makes Jackson one of the more balanced markets in the state.
Jackson Among Its Peers
Jackson County's 16.2% rent-to-income ratio and higher incomes of $70,208 position it favorably against surrounding counties like Jefferson ($59,987 median income) and Jay ($54,114). At $946 monthly, Jackson rents run higher but feel more affordable thanks to stronger local earnings.
Jackson County Housing Breakdown
Jackson County residents earning the median $70,208 annually dedicate about $946 monthly to rent—a manageable 16.2% of gross income. Homeowners face $867 monthly costs on median-valued properties of $174,500, making ownership a reasonable next step for those who can build equity.
Relocating to Jackson County?
Jackson County offers one of Indiana's stronger income-to-housing-cost ratios, with median earnings of $70,208 and moderate housing costs that don't overextend budgets. If you're seeking a county where housing doesn't dominate finances, Jackson's balanced affordability and home values around $174,500 merit serious consideration.
Cost of Living Advisory: Jackson County
Affordability Verdict
Jackson County offers affordable rental housing at a median of $946/month — about 16.2% of the typical household income here.
Rent vs. Own
At $946/month rent versus $867/month in owner costs, owning is roughly $79/month cheaper — a 8% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,840/year. For owner costs at the 28% rule, the required income is roughly $37,157/year. With a median household income of $70,208, most households can comfortably afford rent here. Notably, 25.0% of renter households in Jackson County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Warrick County where rent averages $1,008/month, Jackson County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in Jackson County
Rent Burden
16.2%
of gross income
Max Housing (28% Rule)
$1,638
per month
Owner Cost Burden
14.8%
of gross income
You can likely afford the median home in Jackson County
Median home value is $174,500. Estimated monthly cost: $1,393 vs. your max of $1,638.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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