Cost of Living in Jackson County, Indiana

$946/mo
Median Monthly Rent
$174,500
Median Home Value

At a Glance

Median Monthly Rent
$946/mo
7% above state average
Median Home Value
$174,500
38% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jackson County Compares

Median monthly rent comparison

Jackson County$946/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$946/mo
Median Gross Rent
$174,500
Median Home Value
$867/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Jackson County ranks #1,451 of 3,144 counties for affordability (top 46%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Jackson County, Indiana

Jackson County's Housing Value Proposition

Jackson County strikes an appealing balance with a 16.2% rent-to-income ratio and a median household income of $70,208, which sits closer to the national $74,755 than many Indiana peers. Renters here spend roughly $946 monthly, a manageable share of income thanks to incomes that exceed many neighboring counties.

Jackson County's Indiana Ranking

At 16.2%, Jackson County ranks slightly above Indiana's 15.6% state average but benefits from above-average incomes that cushion the housing burden better than most counties statewide. This income advantage makes Jackson one of the more balanced markets in the state.

Jackson Among Its Peers

Jackson County's 16.2% rent-to-income ratio and higher incomes of $70,208 position it favorably against surrounding counties like Jefferson ($59,987 median income) and Jay ($54,114). At $946 monthly, Jackson rents run higher but feel more affordable thanks to stronger local earnings.

Jackson County Housing Breakdown

Jackson County residents earning the median $70,208 annually dedicate about $946 monthly to rent—a manageable 16.2% of gross income. Homeowners face $867 monthly costs on median-valued properties of $174,500, making ownership a reasonable next step for those who can build equity.

Relocating to Jackson County?

Jackson County offers one of Indiana's stronger income-to-housing-cost ratios, with median earnings of $70,208 and moderate housing costs that don't overextend budgets. If you're seeking a county where housing doesn't dominate finances, Jackson's balanced affordability and home values around $174,500 merit serious consideration.

Cost of Living Advisory: Jackson County

Affordability Verdict

Jackson County offers affordable rental housing at a median of $946/month — about 16.2% of the typical household income here.

Rent vs. Own

At $946/month rent versus $867/month in owner costs, owning is roughly $79/month cheaper — a 8% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,840/year. For owner costs at the 28% rule, the required income is roughly $37,157/year. With a median household income of $70,208, most households can comfortably afford rent here. Notably, 25.0% of renter households in Jackson County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Warrick County where rent averages $1,008/month, Jackson County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Jackson County

$

Rent Burden

16.2%

of gross income

Max Housing (28% Rule)

$1,638

per month

Owner Cost Burden

14.8%

of gross income

You can likely afford the median home in Jackson County

Median home value is $174,500. Estimated monthly cost: $1,393 vs. your max of $1,638.

Rent Affordability Guide

Your rent-to-income ratio16.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,208Needed: $37,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,208Needed: $37,157
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,208Needed: $40,611

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Jackson County, Indiana?
Jackson County, Indiana has a median monthly rent of $946/mo and a median home value of $174,500. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Jackson County?
The median gross rent in Jackson County is $946/mo. This is 7% above state average for Indiana.
Is Jackson County affordable?
Jackson County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jackson County's rent compare to the state average?
Jackson County's median rent of $946/mo is 7% above state average of $883/mo for Indiana.
What is the median home value in Jackson County?
The median home value in Jackson County, Indiana is $174,500. This is 38% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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