Cost of Living in Scott County, Iowa

$958/mo
Median Monthly Rent
$212,500
Median Home Value
18% above state averageUnaffordable

At a Glance

Median Monthly Rent
$958/mo
18% above state average
Median Home Value
$212,500
25% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Scott County Compares

Median monthly rent comparison

Scott County$958/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$958/mo
Median Gross Rent
$212,500
Median Home Value
$1,195/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Scott County, Iowa

Scott County housing costs exceed national norms

Renters in Scott County spend 15.1% of income on housing, notably higher than the national average of 14.1%. At $958 per month, median rent reflects the county's role as Iowa's urban hub, with prices that rival metropolitan areas nationwide.

Priciest county in Iowa survey

Scott County's rent-to-income ratio of 15.1% ranks as the highest burden among Iowa counties studied, exceeding the state average of 14.1%. Median rent of $958 runs $146 above Iowa's median, driven by demand in the Cedar Rapids metro area.

Urban premium shapes Scott County costs

Scott County's $958 rent significantly exceeds rural neighbors like Sac County ($643) and Shelby County ($810), reflecting urban and employment advantages. Home values of $212,500 also position Scott County as a premium market compared to surrounding agricultural counties.

Housing absorbs larger income share

Residents earning $76,363 median income dedicate 15.1% to rent or 18.8% to mortgage payments, leaving less discretionary income than state averages. The trade-off: access to Iowa's strongest job market and urban amenities justifies higher housing costs for many households.

Scott County: urban opportunity costs money

Moving to Scott County means paying more for housing than rural Iowa, but you gain access to the Cedar Rapids job market and urban services. Budget roughly 15% of income for rent; if career growth and city living justify that cost, Scott County remains Iowa's economic engine.

Affordability Calculator

See how your income compares to housing costs in Scott County

$

Rent Burden

15.1%

of gross income

Max Housing (28% Rule)

$1,782

per month

Owner Cost Burden

18.8%

of gross income

You can likely afford the median home in Scott County

Median home value is $212,500. Estimated monthly cost: $1,696 vs. your max of $1,782.

Rent Affordability Guide

Your rent-to-income ratio15.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Scott County, Iowa?
Scott County, Iowa has a median monthly rent of $958/mo and a median home value of $212,500. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Scott County?
The median gross rent in Scott County is $958/mo. This is 18% above state average for Iowa.
Is Scott County affordable?
Scott County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Scott County's rent compare to the state average?
Scott County's median rent of $958/mo is 18% above state average of $812/mo for Iowa.
What is the median home value in Scott County?
The median home value in Scott County, Iowa is $212,500. This is 25% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.