Cost of Living in Scott County, Iowa
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Scott County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Scott County, Iowa
Scott County housing costs exceed national norms
Renters in Scott County spend 15.1% of income on housing, notably higher than the national average of 14.1%. At $958 per month, median rent reflects the county's role as Iowa's urban hub, with prices that rival metropolitan areas nationwide.
Priciest county in Iowa survey
Scott County's rent-to-income ratio of 15.1% ranks as the highest burden among Iowa counties studied, exceeding the state average of 14.1%. Median rent of $958 runs $146 above Iowa's median, driven by demand in the Cedar Rapids metro area.
Urban premium shapes Scott County costs
Scott County's $958 rent significantly exceeds rural neighbors like Sac County ($643) and Shelby County ($810), reflecting urban and employment advantages. Home values of $212,500 also position Scott County as a premium market compared to surrounding agricultural counties.
Housing absorbs larger income share
Residents earning $76,363 median income dedicate 15.1% to rent or 18.8% to mortgage payments, leaving less discretionary income than state averages. The trade-off: access to Iowa's strongest job market and urban amenities justifies higher housing costs for many households.
Scott County: urban opportunity costs money
Moving to Scott County means paying more for housing than rural Iowa, but you gain access to the Cedar Rapids job market and urban services. Budget roughly 15% of income for rent; if career growth and city living justify that cost, Scott County remains Iowa's economic engine.
Affordability Calculator
See how your income compares to housing costs in Scott County
Rent Burden
15.1%
of gross income
Max Housing (28% Rule)
$1,782
per month
Owner Cost Burden
18.8%
of gross income
You can likely afford the median home in Scott County
Median home value is $212,500. Estimated monthly cost: $1,696 vs. your max of $1,782.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.