CostBy County

Cost of Living in Sumter County, Alabama

$775/mo
Median Monthly Rent
$82,600
Median Home Value

At a Glance

Median Monthly Rent
$775/mo
5% below state average
Median Home Value
$82,600
75% below national
Census GRAPI
36.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Sumter County Compares

Median monthly rent comparison

Sumter County$775/mo
Alabama Average$820/mo
National Median$1,413/mo

Detailed Housing Stats

$775/mo
Median Gross Rent
$82,600
Median Home Value
$556/mo
Monthly Owner Cost
36.7%
Census GRAPI

National Ranking

Affordability Rank

Sumter County ranks #450 of 3,142 counties for affordability (top 14%)

Most AffordableLeast Affordable

Sourced county brief

Sumter County Official GRAPI Estimated at 36.7 Percent

Sumter County, Alabama, recorded an official median gross rent as a percentage of household income (GRAPI) of 36.7 percent, based on 2020-2024 ACS 5-Year Estimates. This official estimate is 8.1 percentage points higher than the Alabama unweighted county mean of 28.6 percent. The median gross rent in the county was $775 per month, which is below the state unweighted county mean of $820. Median renter-household income for the period was $20,873. For those in owner-occupied units, the median home value was $82,600, while the state unweighted county mean was $159,660. Median selected monthly owner costs for all owner-occupied units were $556, which is below the state unweighted county mean of $706. The canonical rentToIncomePct for Sumter County is derived from the official ACS B25071 GRAPI data. These figures provide a static overview of tenure-specific housing costs relative to income levels. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Sumter County

Affordability Verdict

ACS B25071 estimates median gross rent at 36.7% of renter household income in Sumter County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $775 per month; median selected monthly owner costs are $556. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $31,000 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Alabama unweighted mean of county median rents is $820 per month. Sumter County's $775 median is 5.5% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Sumter County

$

Rent Burden

27.9%

of gross income

Max Housing (28% Rule)

$777

per month

Owner Cost Burden

20.0%

of gross income

You can likely afford the median home in Sumter County

Median home value is $82,600. Estimated monthly cost: $659 vs. your max of $777.

Rent Affordability Guide

Your entered rent as a share of entered income27.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $33,310Needed: $31,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $33,310Needed: $23,829
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $33,310Needed: $19,223

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Sumter County, Alabama?
Sumter County, Alabama has a median monthly rent of $775/mo and a median home value of $82,600. The affordability rating is Stretched, with median gross rent equal to approximately 36.7% of renter household income.
What is the median rent in Sumter County?
The median gross rent in Sumter County is $775/mo. This is 5% below state average for Alabama.
Is Sumter County affordable?
Sumter County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 36.7%. Median gross rent is 30–50% of renter household income.
How does Sumter County's rent compare to the state average?
Sumter County's median rent of $775/mo is 5% below state average of $820/mo for Alabama.
What is the median home value in Sumter County?
The median home value in Sumter County, Alabama is $82,600. This is 75% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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