CostBy County

Cost of Living in Edgar County, Illinois

$775/mo
Median Monthly Rent
$97,300
Median Home Value

At a Glance

Median Monthly Rent
$775/mo
11% below state average
Median Home Value
$97,300
71% below national
Census GRAPI
21.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Edgar County Compares

Median monthly rent comparison

Edgar County$775/mo
Illinois Average$867/mo
National Median$1,413/mo

Detailed Housing Stats

$775/mo
Median Gross Rent
$97,300
Median Home Value
$699/mo
Monthly Owner Cost
21.5%
Census GRAPI

National Ranking

Affordability Rank

Edgar County ranks #764 of 3,142 counties for affordability (top 24%)

Most AffordableLeast Affordable

Sourced county brief

Edgar County Median Home Value Estimated at $97,300

Median home value in Edgar County, Illinois, was $97,300, which is $55,720 below the Illinois unweighted county mean of $153,020. The official GRAPI was measured at 21.5 percent, a difference of 4.6 percentage points compared to the state unweighted county mean of 26.1 percent. Median gross rent was $775 per month, while the state unweighted county mean was $867. Median selected monthly owner costs for all owner-occupied units were $699, compared to a state unweighted mean of $960. Renter-household median income was recorded at $47,736. These statistics provide a snapshot of housing tenure costs and incomes during the 2020-2024 ACS 5-year estimate period. See ACS table B25077 for the underlying estimate.

Cost of Living Advisory: Edgar County

Affordability Verdict

ACS B25071 estimates median gross rent at 21.5% of renter household income in Edgar County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $775 per month; median selected monthly owner costs are $699. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $31,000 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Illinois unweighted mean of county median rents is $867 per month. Edgar County's $775 median is 10.6% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Edgar County

$

Rent Burden

15.5%

of gross income

Max Housing (28% Rule)

$1,399

per month

Owner Cost Burden

14.0%

of gross income

You can likely afford the median home in Edgar County

Median home value is $97,300. Estimated monthly cost: $777 vs. your max of $1,399.

Rent Affordability Guide

Your entered rent as a share of entered income15.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,941Needed: $31,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,941Needed: $29,957
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,941Needed: $22,644

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Edgar County, Illinois?
Edgar County, Illinois has a median monthly rent of $775/mo and a median home value of $97,300. The affordability rating is Affordable, with median gross rent equal to approximately 21.5% of renter household income.
What is the median rent in Edgar County?
The median gross rent in Edgar County is $775/mo. This is 11% below state average for Illinois.
Is Edgar County affordable?
Edgar County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 21.5%. Median gross rent is under 30% of renter household income.
How does Edgar County's rent compare to the state average?
Edgar County's median rent of $775/mo is 11% below state average of $867/mo for Illinois.
What is the median home value in Edgar County?
The median home value in Edgar County, Illinois is $97,300. This is 71% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Edgar County, Illinois? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Edgar County

Whether you're buying in Edgar County, Illinois, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.