Cost of Living in Graves County, Kentucky

$713/mo
Median Monthly Rent
$139,000
Median Home Value
8% below state averageUnaffordable

At a Glance

Median Monthly Rent
$713/mo
8% below state average
Median Home Value
$139,000
51% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Graves County Compares

Median monthly rent comparison

Graves County$713/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$713/mo
Median Gross Rent
$139,000
Median Home Value
$741/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Graves County, Kentucky

Graves County rents eat more income

Renters in Graves County spend 16.9% of income on housing, slightly below the national benchmark but meaningful on a median household income of just $50,576. At $713 monthly, rent is cheaper in raw dollars than the nation's typical rental.

Nearly at state average affordability

Graves County's 16.9% rent-to-income ratio sits just below Kentucky's 17.0% state average, placing it near the middle of state county rankings. The median rent of $713 is notably lower than the state's $771, though local incomes are also below state medians.

Lower rents, lower incomes nearby

Graves County's $713 rent is among the lowest in its region, undershooting Hancock County ($752) and Hardin County ($947). However, its median income of $50,576 is also on the lower end, making the affordability ratio competitive but not exceptional.

Stretching dollars in Graves County

Renters allocate $713 monthly while homeowners pay $741, both on a median household income of $50,576. Housing—whether rented or owned—claims roughly 17% of income, leaving tight budgets for other costs like healthcare and transportation.

Affordability with trade-offs

Graves County offers genuinely low rents at $713, but median incomes lag state averages, suggesting lower-wage job markets. Relocators should verify employment opportunities align with your salary expectations before making the move.

Affordability Calculator

See how your income compares to housing costs in Graves County

$

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$1,180

per month

Owner Cost Burden

17.6%

of gross income

You can likely afford the median home in Graves County

Median home value is $139,000. Estimated monthly cost: $1,110 vs. your max of $1,180.

Rent Affordability Guide

Your rent-to-income ratio16.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Graves County, Kentucky?
Graves County, Kentucky has a median monthly rent of $713/mo and a median home value of $139,000. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Graves County?
The median gross rent in Graves County is $713/mo. This is 8% below state average for Kentucky.
Is Graves County affordable?
Graves County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Graves County's rent compare to the state average?
Graves County's median rent of $713/mo is 8% below state average of $771/mo for Kentucky.
What is the median home value in Graves County?
The median home value in Graves County, Kentucky is $139,000. This is 51% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.