Cost of Living in Tioga County, Pennsylvania
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Tioga County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Tioga County ranks #1,293 of 3,144 counties for affordability (top 41%)
Data Story
About Cost of Living in Tioga County, Pennsylvania
Tioga's Rent Stays Close to State Norm
Tioga County's 16.2% rent-to-income ratio sits just slightly below Pennsylvania's 16.5% average, making it nearly aligned with state housing affordability trends. Renters earn $62,932 annually while paying $850/month, a manageable slice of household income.
Solidly Mid-Range Pennsylvania Affordability
Tioga ranks slightly above the state median for affordability, with a 16.2% rent-to-income ratio that edges out Pennsylvania's 16.5% average by 0.3 percentage points. Its $850 monthly rent falls between Sullivan County's bargain basement and Wayne County's premium rates.
Moderately Priced in the Northeast Cluster
Tioga's $850 rent sits between Sullivan ($781) and Susquehanna ($913), positioning it as a middle option among Pennsylvania's northern tier counties. Home purchases average $176,000—the lowest of the nearby counties—making it attractive for budget-conscious buyers.
Tioga: Balanced Housing-to-Income Ratio
Tioga residents earning $62,932 median income direct 16.2% ($850/month) toward rent or comparable amounts to mortgages ($771/month). This split allows households adequate breathing room for groceries, healthcare, and savings.
Tioga Offers Rural Charm and Value
With the lowest home values ($176,000) and moderate rent ($850) in its region, Tioga County rewards relocators seeking small-town Pennsylvania living without premium price tags. Your comparison should weigh Tioga's affordability against nearby options like Sullivan and Susquehanna.
Cost of Living Advisory: Tioga County
Affordability Verdict
Housing in Tioga County is affordable. The median rent is $850/month against a median household income of $62,932, putting rent at 16.2% of income.
Rent vs. Own
At $850/month rent versus $771/month in owner costs, owning is roughly $79/month cheaper — a 9% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,000/year. For owner costs at the 28% rule, the required income is roughly $33,043/year. With a median household income of $62,932, most households can comfortably afford rent here. Notably, 27.0% of renter households in Tioga County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Pennsylvania, Tioga County is less affordable than Columbia County by roughly 6% ($850/mo vs $904/mo).
Affordability Calculator
See how your income compares to housing costs in Tioga County
Rent Burden
16.2%
of gross income
Max Housing (28% Rule)
$1,468
per month
Owner Cost Burden
14.7%
of gross income
You can likely afford the median home in Tioga County
Median home value is $176,000. Estimated monthly cost: $1,405 vs. your max of $1,468.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Tioga County, Pennsylvania?
What is the median rent in Tioga County?
Is Tioga County affordable?
How does Tioga County's rent compare to the state average?
What is the median home value in Tioga County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Tioga County, Pennsylvania? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Tioga County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.