Cost of Living in Cass County, Minnesota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cass County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Cass County, Minnesota
Cass County's affordability challenge
Cass County residents spend 16.4% of their income on rent—well above the national benchmark of 14.5%—despite earning $64,937, which is 13% below the national median. This mismatch marks Cass as one of the tighter affordability spots in the region.
Minnesota's affordability strain point
Cass County's 16.4% rent-to-income ratio ranks among the highest in Minnesota, exceeding the state average by 1.9 percentage points. The county sits in the lower-income tier while facing rental costs that capture disproportionate household budgets.
Lower rents, but also lower incomes
While Cass's median rent of $889 undercuts Carlton ($967) and Clay ($1,000), residents earn less too—$64,937 versus Carlton's $80,042. This unfavorable income-to-cost ratio makes Cass renters stretch harder despite cheaper absolute rent prices.
Housing consumes more income here
Cass renters pay $889 monthly while homeowners spend $954, together consuming roughly 16-18% of the median $64,937 income. The affordability crunch hits renters hardest, who devote 16.4% to housing alone.
Cass demands budget-conscious planning
Relocating to Cass County requires careful financial discipline—housing will claim a larger income share than regional norms suggest comfortable. If you're seeking the lowest absolute rents and can manage tighter budgets, Cass offers opportunity; otherwise, neighboring counties provide better margins.
Affordability Calculator
See how your income compares to housing costs in Cass County
Rent Burden
16.4%
of gross income
Max Housing (28% Rule)
$1,515
per month
Owner Cost Burden
17.6%
of gross income
The median home in Cass County may be a stretch
Median home value is $262,300. Estimated monthly cost: $2,094 vs. your max of $1,515.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.