Cost of Living in Cass County, Minnesota

$889/mo
Median Monthly Rent
$262,300
Median Home Value
3% below state averageUnaffordable

At a Glance

Median Monthly Rent
$889/mo
3% below state average
Median Home Value
$262,300
7% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cass County Compares

Median monthly rent comparison

Cass County$889/mo
Minnesota Average$915/mo
National Median$1,163/mo

Detailed Housing Stats

$889/mo
Median Gross Rent
$262,300
Median Home Value
$954/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cass County, Minnesota

Cass County's affordability challenge

Cass County residents spend 16.4% of their income on rent—well above the national benchmark of 14.5%—despite earning $64,937, which is 13% below the national median. This mismatch marks Cass as one of the tighter affordability spots in the region.

Minnesota's affordability strain point

Cass County's 16.4% rent-to-income ratio ranks among the highest in Minnesota, exceeding the state average by 1.9 percentage points. The county sits in the lower-income tier while facing rental costs that capture disproportionate household budgets.

Lower rents, but also lower incomes

While Cass's median rent of $889 undercuts Carlton ($967) and Clay ($1,000), residents earn less too—$64,937 versus Carlton's $80,042. This unfavorable income-to-cost ratio makes Cass renters stretch harder despite cheaper absolute rent prices.

Housing consumes more income here

Cass renters pay $889 monthly while homeowners spend $954, together consuming roughly 16-18% of the median $64,937 income. The affordability crunch hits renters hardest, who devote 16.4% to housing alone.

Cass demands budget-conscious planning

Relocating to Cass County requires careful financial discipline—housing will claim a larger income share than regional norms suggest comfortable. If you're seeking the lowest absolute rents and can manage tighter budgets, Cass offers opportunity; otherwise, neighboring counties provide better margins.

Affordability Calculator

See how your income compares to housing costs in Cass County

$

Rent Burden

16.4%

of gross income

Max Housing (28% Rule)

$1,515

per month

Owner Cost Burden

17.6%

of gross income

The median home in Cass County may be a stretch

Median home value is $262,300. Estimated monthly cost: $2,094 vs. your max of $1,515.

Rent Affordability Guide

Your rent-to-income ratio16.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cass County, Minnesota?
Cass County, Minnesota has a median monthly rent of $889/mo and a median home value of $262,300. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Cass County?
The median gross rent in Cass County is $889/mo. This is 3% below state average for Minnesota.
Is Cass County affordable?
Cass County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cass County's rent compare to the state average?
Cass County's median rent of $889/mo is 3% below state average of $915/mo for Minnesota.
What is the median home value in Cass County?
The median home value in Cass County, Minnesota is $262,300. This is 7% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.