Cost of Living in Trimble County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Trimble County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Trimble County ranks #337 of 3,144 counties for affordability (top 11%)
Data Story
About Cost of Living in Trimble County, Kentucky
Trimble County rents match the national standard
Trimble County renters spend 16.6% of their $67,813 median household income on housing—nearly equal to the national average of roughly 17% and slightly below Kentucky's 17.0% state average. This modest above-average income helps offset typical regional rental costs.
Slightly above-average in Kentucky affordability
Trimble County's 16.6% rent-to-income ratio sits just below the state average of 17.0%, placing it in Kentucky's slightly-better-than-average tier for rental affordability. The county benefits from a rent-to-income ratio that gives residents modest budget relief compared to statewide norms.
Lower rents, moderate incomes
Trimble County's $935 median rent is lower than Scott ($1,181) and Simpson ($1,011) but higher than Taylor ($691) and Todd ($841), while its $67,813 household income sits in the mid-range. The $172,700 median home value is among the lowest, reflecting modest property demand.
Homeownership offers significant savings
Renters dedicate 16.6% of the $67,813 median income to the $935 monthly rent, while homeowners spend just 12.6% on monthly costs of $712. Trimble County is unusual in offering substantially lower ownership costs than rental costs—a significant advantage for buyers.
Trimble County: a buyer's market opportunity
Trimble County's modest home values and low ownership costs make it ideal for homebuyers seeking affordable mortgages and strong equity potential. Renters should weigh Trimble's solid affordability against more attractive options in nearby Taylor or Shelby counties before relocating.
Cost of Living Advisory: Trimble County
Affordability Verdict
Trimble County is affordable for renters, with a median gross rent of $935/month representing approximately 16.5% of median household income. The rent burden (GRAPI) stands at 20.0%.
Rent vs. Own
The median rent in Trimble County is $935/month, while owner costs run $712/month. Owning saves approximately $223/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,400/year. For owner costs at the 28% rule, the required income is roughly $30,514/year. With a median household income of $67,813, most households can comfortably afford rent here. Notably, 20.0% of renter households in Trimble County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Trimble County sits 6% more expensive than Clark County ($883/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Trimble County
Rent Burden
16.5%
of gross income
Max Housing (28% Rule)
$1,582
per month
Owner Cost Burden
12.6%
of gross income
You can likely afford the median home in Trimble County
Median home value is $172,700. Estimated monthly cost: $1,379 vs. your max of $1,582.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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