Cost of Living in Sullivan County, Pennsylvania

$781/mo
Median Monthly Rent
$186,400
Median Home Value

At a Glance

Median Monthly Rent
$781/mo
19% below state average
Median Home Value
$186,400
34% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sullivan County Compares

Median monthly rent comparison

Sullivan County$781/mo
Pennsylvania Average$960/mo
National Median$1,163/mo

Detailed Housing Stats

$781/mo
Median Gross Rent
$186,400
Median Home Value
$766/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Sullivan County ranks #557 of 3,144 counties for affordability (top 18%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Sullivan County, Pennsylvania

Sullivan's Rent Affordability Advantage

Sullivan County renters spend just 14.5% of their income on rent, well below the national norm and significantly better than Pennsylvania's 16.5% average. This makes the county one of Pennsylvania's most affordable rental markets, despite incomes running slightly below the national median of $74,755.

A Rare Bright Spot in PA Housing

Sullivan ranks among Pennsylvania's most affordable counties for renters, with a 14.5% rent-to-income ratio that beats the state average by 2 percentage points. At $781 monthly rent versus Pennsylvania's $960 average, renters here keep more money in their pockets for other essentials.

Cheapest Rents in Northeast PA

Sullivan's $781 monthly rent undercuts nearby Tioga County ($850) and Susquehanna County ($913), making it the region's most accessible rental market. Homeowners also enjoy lower costs here at $766/month compared to neighbors like Union County at $1,057/month.

Sullivan: Rent and Mortgage Breakdown

On a median income of $64,758, Sullivan County residents allocate roughly 14.5% to rent ($781/month) and similar percentages to mortgage payments ($766/month). This balanced affordability means households can dedicate substantial income to savings, healthcare, and other priorities.

Consider Sullivan for Affordable Living

If housing costs are pinching your budget, Sullivan County offers Pennsylvania's most competitive rental rates paired with reasonable home values around $186,400. Compare these figures to your current housing expenses—you might find Sullivan's combination of affordability and lower density living worth the move.

Cost of Living Advisory: Sullivan County

Affordability Verdict

Housing in Sullivan County is affordable. The median rent is $781/month against a median household income of $64,758, putting rent at 14.5% of income.

Rent vs. Own

The median rent in Sullivan County is $781/month, while owner costs run $766/month. Owning saves approximately $15/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,240/year. For owner costs at the 28% rule, the required income is roughly $32,829/year. With a median household income of $64,758, most households can comfortably afford rent here. Notably, 25.0% of renter households in Sullivan County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Pennsylvania, Sullivan County is more affordable than Juniata County by roughly 7% ($781/mo vs $730/mo).

Affordability Calculator

See how your income compares to housing costs in Sullivan County

$

Rent Burden

14.5%

of gross income

Max Housing (28% Rule)

$1,511

per month

Owner Cost Burden

14.2%

of gross income

You can likely afford the median home in Sullivan County

Median home value is $186,400. Estimated monthly cost: $1,488 vs. your max of $1,511.

Rent Affordability Guide

Your rent-to-income ratio14.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,758Needed: $31,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,758Needed: $32,829
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,758Needed: $43,380

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Sullivan County, Pennsylvania?
Sullivan County, Pennsylvania has a median monthly rent of $781/mo and a median home value of $186,400. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Sullivan County?
The median gross rent in Sullivan County is $781/mo. This is 19% below state average for Pennsylvania.
Is Sullivan County affordable?
Sullivan County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sullivan County's rent compare to the state average?
Sullivan County's median rent of $781/mo is 19% below state average of $960/mo for Pennsylvania.
What is the median home value in Sullivan County?
The median home value in Sullivan County, Pennsylvania is $186,400. This is 34% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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