Cost of Living in Indiana County, Pennsylvania

$786/mo
Median Monthly Rent
$145,400
Median Home Value
18% below state averageUnaffordable

At a Glance

Median Monthly Rent
$786/mo
18% below state average
Median Home Value
$145,400
48% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Indiana County Compares

Median monthly rent comparison

Indiana County$786/mo
Pennsylvania Average$960/mo
National Median$1,163/mo

Detailed Housing Stats

$786/mo
Median Gross Rent
$145,400
Median Home Value
$760/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Indiana County, Pennsylvania

Indiana County Meets National Affordability Standards

Indiana County's rent-to-income ratio of 16.1% sits just below the national average of 15.8% and below Pennsylvania's state average of 16.5%, indicating solid overall affordability. With a median household income of $58,739 and monthly rent of $786, Indiana offers reasonable housing access for middle-income households.

Indiana Hovers at PA's State Average Affordability

At 16.1%, Indiana County's rent-to-income ratio sits just below Pennsylvania's state average of 16.5%, placing it among the state's moderately affordable counties. Monthly rent of $786 runs 18% below the state median of $960, offering meaningful rental savings.

Indiana Sits Comfortably in Regional Range

Indiana's $786 monthly rent falls near the middle of this region's spectrum, while its 16.1% ratio ranks better than Fayette (16.5%), Erie (17.1%), and Forest (19.4%), though it trails the most affordable counties. The median home value of $145,400 aligns closely with Fayette's $126,900 and Greene's $146,200, reflecting a blue-collar housing market.

Renters Spend 16.1% on Housing Costs

Indiana County households earning $58,739 pay $786 for rent or $760 for mortgage, consuming just 16.1% of gross income—right at the state average. This affordability structure leaves adequate income for other expenses while maintaining financial stability.

Indiana County: Solid Affordability Option

If considering western Pennsylvania relocation, Indiana County offers solid affordability at 16.1% of income with rental and ownership costs that remain well-aligned with state averages. Compare Indiana's steady middle-ground approach against Greene's exceptional affordability (13.5%) or Franklin's premium market ($1,071 rent) to find your best value.

Affordability Calculator

See how your income compares to housing costs in Indiana County

$

Rent Burden

16.1%

of gross income

Max Housing (28% Rule)

$1,371

per month

Owner Cost Burden

15.5%

of gross income

You can likely afford the median home in Indiana County

Median home value is $145,400. Estimated monthly cost: $1,161 vs. your max of $1,371.

Rent Affordability Guide

Your rent-to-income ratio16.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Indiana County, Pennsylvania?
Indiana County, Pennsylvania has a median monthly rent of $786/mo and a median home value of $145,400. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Indiana County?
The median gross rent in Indiana County is $786/mo. This is 18% below state average for Pennsylvania.
Is Indiana County affordable?
Indiana County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Indiana County's rent compare to the state average?
Indiana County's median rent of $786/mo is 18% below state average of $960/mo for Pennsylvania.
What is the median home value in Indiana County?
The median home value in Indiana County, Pennsylvania is $145,400. This is 48% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.