CostBy County

Cost of Living in Indiana County, Pennsylvania

$800/mo
Median Monthly Rent
$152,800
Median Home Value

At a Glance

Median Monthly Rent
$800/mo
19% below state average
Median Home Value
$152,800
54% below national
Census GRAPI
29.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Indiana County Compares

Median monthly rent comparison

Indiana County$800/mo
Pennsylvania Average$991/mo
National Median$1,413/mo

Detailed Housing Stats

$800/mo
Median Gross Rent
$152,800
Median Home Value
$772/mo
Monthly Owner Cost
29.7%
Census GRAPI

National Ranking

Affordability Rank

Indiana County ranks #1,114 of 3,142 counties for affordability (top 35%)

Most AffordableLeast Affordable

Sourced county brief

Indiana County Median Renter Household Income Recorded at $32,750

Indiana County’s median renter-household income was recorded at $32,750 according to the 2020-2024 ACS 5-Year Estimates. The official median gross rent as a percentage of household income (GRAPI) for the county was 29.7%. This official GRAPI, found in ACS table B25071, is 2.0 percentage points higher than the Pennsylvania unweighted county mean of 27.7%. The median gross rent in Indiana County was $800 per month, while the state unweighted county mean was $991. For owner-occupied units, the median home value was estimated at $152,800, which is below the state unweighted county mean of $212,079. Selected monthly owner costs for all owner-occupied households were at a median of $772 per month, compared to the Pennsylvania unweighted county mean of $1,010. These statistics describe housing tenure groups using the five-year estimate snapshot. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Indiana County

Affordability Verdict

ACS B25071 estimates median gross rent at 29.7% of renter household income in Indiana County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $800 per month; median selected monthly owner costs are $772. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $32,000 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Pennsylvania unweighted mean of county median rents is $991 per month. Indiana County's $800 median is 19.2% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Indiana County

$

Rent Burden

15.9%

of gross income

Max Housing (28% Rule)

$1,405

per month

Owner Cost Burden

15.4%

of gross income

You can likely afford the median home in Indiana County

Median home value is $152,800. Estimated monthly cost: $1,220 vs. your max of $1,405.

Rent Affordability Guide

Your entered rent as a share of entered income15.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,208Needed: $32,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,208Needed: $33,086
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,208Needed: $35,561

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Indiana County, Pennsylvania?
Indiana County, Pennsylvania has a median monthly rent of $800/mo and a median home value of $152,800. The affordability rating is Affordable, with median gross rent equal to approximately 29.7% of renter household income.
What is the median rent in Indiana County?
The median gross rent in Indiana County is $800/mo. This is 19% below state average for Pennsylvania.
Is Indiana County affordable?
Indiana County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 29.7%. Median gross rent is under 30% of renter household income.
How does Indiana County's rent compare to the state average?
Indiana County's median rent of $800/mo is 19% below state average of $991/mo for Pennsylvania.
What is the median home value in Indiana County?
The median home value in Indiana County, Pennsylvania is $152,800. This is 54% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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