Cost of Living in Allegany County, Maryland

$786/mo
Median Monthly Rent
$149,200
Median Home Value
44% below state averageUnaffordable

At a Glance

Median Monthly Rent
$786/mo
44% below state average
Median Home Value
$149,200
47% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Allegany County Compares

Median monthly rent comparison

Allegany County$786/mo
Maryland Average$1,415/mo
National Median$1,163/mo

Detailed Housing Stats

$786/mo
Median Gross Rent
$149,200
Median Home Value
$830/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Allegany County, Maryland

Allegany's affordability advantage

At 16.4%, Allegany County's rent-to-income ratio sits well below the national benchmark and Maryland's 18.3% state average, making it one of the most affordable rental markets in the region. Residents here spend significantly less of their paychecks on housing compared to their national counterparts, where the median household income of $74,755 is 30% higher than Allegany's $57,393.

Best value in Maryland

Allegany County ranks among Maryland's most affordable places to rent, with a median rent of just $786 per month—44% cheaper than the state average of $1,415. This exceptional affordability makes Allegany a standout for budget-conscious renters across Maryland.

Affordable haven vs neighbors

Allegany's $786 median rent is significantly lower than nearby Caroline County ($1,070) and Cecil County ($1,367), though both counties offer stronger median incomes. For renters prioritizing low housing costs over higher wages, Allegany remains the region's most accessible option.

Housing costs in Allegany

Renters spend $786 monthly while homeowners pay $830 for mortgages on a median home valued at $149,200—among the lowest in the state. With a median household income of $57,393, housing consumes just 16.4% of income for renters and 17.4% for owners, leaving more room in the household budget.

Consider Allegany for value

If affordability is your priority, Allegany County delivers the lowest housing costs in Maryland alongside reasonable homeownership opportunities. Compare Allegany's $786 rent and $149,200 median home value to pricier counties like Anne Arundel ($1,990 rent, $450,300 homes) to see real savings.

Affordability Calculator

See how your income compares to housing costs in Allegany County

$

Rent Burden

16.4%

of gross income

Max Housing (28% Rule)

$1,339

per month

Owner Cost Burden

17.4%

of gross income

You can likely afford the median home in Allegany County

Median home value is $149,200. Estimated monthly cost: $1,191 vs. your max of $1,339.

Rent Affordability Guide

Your rent-to-income ratio16.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Allegany County, Maryland?
Allegany County, Maryland has a median monthly rent of $786/mo and a median home value of $149,200. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Allegany County?
The median gross rent in Allegany County is $786/mo. This is 44% below state average for Maryland.
Is Allegany County affordable?
Allegany County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Allegany County's rent compare to the state average?
Allegany County's median rent of $786/mo is 44% below state average of $1,415/mo for Maryland.
What is the median home value in Allegany County?
The median home value in Allegany County, Maryland is $149,200. This is 47% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.