CostBy County

Cost of Living in St. Francois County, Missouri

$794/mo
Median Monthly Rent
$169,300
Median Home Value

At a Glance

Median Monthly Rent
$794/mo
1% above state average
Median Home Value
$169,300
49% below national
Census GRAPI
26.6%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How St. Francois County Compares

Median monthly rent comparison

St. Francois County$794/mo
Missouri Average$783/mo
National Median$1,413/mo

Detailed Housing Stats

$794/mo
Median Gross Rent
$169,300
Median Home Value
$878/mo
Monthly Owner Cost
26.6%
Census GRAPI

National Ranking

Affordability Rank

St. Francois County ranks #1,371 of 3,142 counties for affordability (top 44%)

Most AffordableLeast Affordable

Sourced county brief

St. Francois County Median Monthly Owner Costs Reach $878

Selected monthly owner costs for all owner-occupied units in St. Francois County were estimated at $878, which is above the Missouri unweighted county mean of $803. The median gross rent in the county was $794 per month, compared to the state unweighted county mean of $783. The median home value was $169,300, while the state unweighted county mean for home values was $175,712. The official rentToIncomePct, identified as the official B25071 median gross rent as a percentage of household income (GRAPI), was 26.6%. This is 0.7 percentage points higher than the state unweighted county mean of 25.9%. The median renter-household income in the county was reported at $36,441. All figures are snapshots from the 2020-2024 ACS 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: St. Francois County

Affordability Verdict

ACS B25071 estimates median gross rent at 26.6% of renter household income in St. Francois County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $794 per month; median selected monthly owner costs are $878. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $31,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Missouri unweighted mean of county median rents is $783 per month. St. Francois County's $794 median is 1.4% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in St. Francois County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,341

per month

Owner Cost Burden

18.3%

of gross income

The median home in St. Francois County may be a stretch

Median home value is $169,300. Estimated monthly cost: $1,352 vs. your max of $1,341.

Rent Affordability Guide

Your entered rent as a share of entered income16.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,477Needed: $31,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,477Needed: $37,629
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,477Needed: $39,401

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in St. Francois County, Missouri?
St. Francois County, Missouri has a median monthly rent of $794/mo and a median home value of $169,300. The affordability rating is Affordable, with median gross rent equal to approximately 26.6% of renter household income.
What is the median rent in St. Francois County?
The median gross rent in St. Francois County is $794/mo. This is 1% above state average for Missouri.
Is St. Francois County affordable?
St. Francois County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 26.6%. Median gross rent is under 30% of renter household income.
How does St. Francois County's rent compare to the state average?
St. Francois County's median rent of $794/mo is 1% above state average of $783/mo for Missouri.
What is the median home value in St. Francois County?
The median home value in St. Francois County, Missouri is $169,300. This is 49% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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