Cost of Living in St. Francois County, Missouri

$786/mo

Median Monthly Rent

$155,100

Median Home Value

2% above state averageUnaffordable

At a Glance

Median Monthly Rent

$786/mo

2% above state average

Median Home Value

$155,100

45% below national

Rent-to-Income Ratio

27.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How St. Francois County Compares

Median monthly rent comparison

St. Francois County$786/mo

Missouri Average$768/mo

National Median$1,163/mo

Detailed Housing Stats

$786/mo

Median Gross Rent

$155,100

Median Home Value

$824/mo

Monthly Owner Cost

27.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in St. Francois County, Missouri

St. Francois housing costs stretch incomes

St. Francois County renters devote 17.2% of income to housing—above both the national benchmark and Missouri's 15.6% average—despite a median income of $54,813. At $786/month, rents are 2% above Missouri's state median, creating affordability pressure for working families.

Among Missouri's least affordable counties

St. Francois ranks in the lower tier of Missouri counties for affordability, with a 17.2% rent-to-income ratio that exceeds the state average by 1.6 percentage points. This gap, though modest in percentage terms, means $100+ more monthly housing cost for the typical household.

Highest costs in the peer group

St. Francois rents ($786/month) exceed Shelby, St. Clair, and Stoddard counties by $150+ and match Missouri's median, yet household incomes lag regional averages. Home values ($155,100) place it in the middle, making both rental and purchase costs relatively burdensome.

Housing consumes significant income share

A St. Francois household earning $54,813 annually ($4,568/month) allocates $786 to rent or $824 to mortgage, consuming 17-18% of gross income. This leaves approximately $3,750 monthly for all other expenses, tighter than most peer counties.

Consider affordability before relocating

St. Francois County's housing costs run higher than neighboring rural counties while incomes remain modest, making it less ideal for cost-conscious relocators. If you're moving from a high-cost urban area, this county may offer savings, but compare it carefully to nearby Shelby or St. Clair first.

Affordability Calculator

See how your income compares to housing costs in St. Francois County

Your Annual Household Income

Rent Burden

17.2%

of gross income

Max Housing (28% Rule)

$1,279

per month

Owner Cost Burden

18.0%

of gross income

You can likely afford the median home in St. Francois County

Median home value is $155,100. Estimated monthly cost: $1,238 vs. your max of $1,279.

Rent Affordability Guide

Your rent-to-income ratio17.2%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in St. Francois County, Missouri?

St. Francois County, Missouri has a median monthly rent of $786/mo and a median home value of $155,100. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.

What is the median rent in St. Francois County?

The median gross rent in St. Francois County is $786/mo. This is 2% above state average for Missouri.

Is St. Francois County affordable?

St. Francois County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does St. Francois County's rent compare to the state average?

St. Francois County's median rent of $786/mo is 2% above state average of $768/mo for Missouri.

What is the median home value in St. Francois County?

The median home value in St. Francois County, Missouri is $155,100. This is 45% below the national median home value of $281,900.