Cost of Living in St. Francois County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How St. Francois County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
St. Francois County ranks #1,371 of 3,142 counties for affordability (top 44%)
Sourced county brief
St. Francois County Median Monthly Owner Costs Reach $878
Selected monthly owner costs for all owner-occupied units in St. Francois County were estimated at $878, which is above the Missouri unweighted county mean of $803. The median gross rent in the county was $794 per month, compared to the state unweighted county mean of $783. The median home value was $169,300, while the state unweighted county mean for home values was $175,712. The official rentToIncomePct, identified as the official B25071 median gross rent as a percentage of household income (GRAPI), was 26.6%. This is 0.7 percentage points higher than the state unweighted county mean of 25.9%. The median renter-household income in the county was reported at $36,441. All figures are snapshots from the 2020-2024 ACS 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: St. Francois County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.6% of renter household income in St. Francois County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $794 per month; median selected monthly owner costs are $878. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $31,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Missouri unweighted mean of county median rents is $783 per month. St. Francois County's $794 median is 1.4% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in St. Francois County
Rent Burden
16.6%
of gross income
Max Housing (28% Rule)
$1,341
per month
Owner Cost Burden
18.3%
of gross income
The median home in St. Francois County may be a stretch
Median home value is $169,300. Estimated monthly cost: $1,352 vs. your max of $1,341.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in St. Francois County, Missouri?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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