Cost of Living in Ross County, Ohio

$858/mo
Median Monthly Rent
$158,500
Median Home Value

At a Glance

Median Monthly Rent
$858/mo
2% below state average
Median Home Value
$158,500
44% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ross County Compares

Median monthly rent comparison

Ross County$858/mo
Ohio Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$858/mo
Median Gross Rent
$158,500
Median Home Value
$848/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Ross County ranks #2,692 of 3,144 counties for affordability (bottom 14%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Ross County, Ohio

Ross renters face above-average burden

Ross County's 17.2% rent-to-income ratio exceeds the national average, driven by a median household income of $59,819—20% below the national median. The county's $858 monthly rent is moderate, but tight incomes amplify the affordability squeeze.

Above-state-average cost burden

Ross's 17.2% rent-to-income ratio ranks 1.6 percentage points above Ohio's 15.6% state average, placing it among the state's more stressed rental markets. The $858 median rent slightly exceeds the state average of $873, creating a compound affordability challenge.

Pricier than Pike and Preble

Ross renters pay $858 monthly, exceeding Pike ($833) and Preble ($803) but trailing Pickaway ($965) and Portage ($1,036). Ross residents earn less than most neighbors, magnifying the relative housing cost burden.

Incomes stretched by housing costs

Ross households allocate $858 to rent or $848 to mortgages while earning $59,819 annually, committing 17.2% to rent and 17.0% to ownership costs. These ratios approach or exceed the federal cost-burden threshold, leaving modest room for other needs.

Consider Ross for local roots only

Ross County offers moderate rents but weak incomes, making it best suited for relocators with established local connections or remote work security. If you're job-hunting in Ohio, compare Ross's employment prospects against stronger-income counties like Putnam or Pickaway.

Cost of Living Advisory: Ross County

Affordability Verdict

Ross County is affordable for renters, with a median gross rent of $858/month representing approximately 17.2% of median household income. The rent burden (GRAPI) stands at 30.0%.

Rent vs. Own

Renters in Ross County pay $858/month on average, compared to $848/month for homeowners. This market favors buyers by about 1%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,320/year. For owner costs at the 28% rule, the required income is roughly $36,343/year. With a median household income of $59,819, most households can comfortably afford rent here. Notably, 30.0% of renter households in Ross County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Ross County sits 6% more expensive than Fayette County ($807/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Ross County

$

Rent Burden

17.2%

of gross income

Max Housing (28% Rule)

$1,396

per month

Owner Cost Burden

17.0%

of gross income

You can likely afford the median home in Ross County

Median home value is $158,500. Estimated monthly cost: $1,265 vs. your max of $1,396.

Rent Affordability Guide

Your rent-to-income ratio17.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,819Needed: $34,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,819Needed: $36,343
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,819Needed: $36,887

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Ross County, Ohio?
Ross County, Ohio has a median monthly rent of $858/mo and a median home value of $158,500. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Ross County?
The median gross rent in Ross County is $858/mo. This is 2% below state average for Ohio.
Is Ross County affordable?
Ross County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ross County's rent compare to the state average?
Ross County's median rent of $858/mo is 2% below state average of $873/mo for Ohio.
What is the median home value in Ross County?
The median home value in Ross County, Ohio is $158,500. This is 44% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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