Cost of Living in Pearl River County, Mississippi
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Pearl River County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pearl River County ranks #1,220 of 3,142 counties for affordability (top 39%)
Sourced county brief
Pearl River County Official GRAPI Estimate at 28.8 Percent
The official median gross rent as a percentage of household income (GRAPI) in Pearl River County was 28.8% for the 2020-2024 period. This official figure differs from the Mississippi unweighted county mean of 29.5% by 0.7 percentage points. Median gross rent was $906 per month, which is above the state unweighted county mean of $805. Median renter-household income was recorded at $34,704. In the owner-occupied market, the median home value was $182,300, above the state unweighted county mean of $135,817. The median selected monthly owner cost was $656, which is below the Mississippi unweighted county mean of $676. These figures represent the census-derived financial metrics for the county without accounting for external market factors. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Pearl River County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.8% of renter household income in Pearl River County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $906 per month; median selected monthly owner costs are $656. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $36,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Mississippi unweighted mean of county median rents is $805 per month. Pearl River County's $906 median is 12.5% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Pearl River County
Rent Burden
18.7%
of gross income
Max Housing (28% Rule)
$1,356
per month
Owner Cost Burden
13.5%
of gross income
The median home in Pearl River County may be a stretch
Median home value is $182,300. Estimated monthly cost: $1,455 vs. your max of $1,356.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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