Cost of Living in Pearl River County, Mississippi
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Pearl River County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pearl River County ranks #2,327 of 3,144 counties for affordability (bottom 26%)
Data Story
About Cost of Living in Pearl River County, Mississippi
Pearl River balances incomes and costs
Pearl River County's rent-to-income ratio of 18.8% sits comfortably below the national average, with the county's strongest median household income of $56,535 helping offset higher rents. At $887 monthly, the median rent is among the highest in this group, but local earning power keeps the burden manageable.
Strong income offsets above-average rents
Pearl River's rent-to-income ratio of 18.8% slightly exceeds Mississippi's state average of 19.6%, but the county's median income of $56,535 is the strongest in this comparison. This higher earning power absorbs what would otherwise be a heavy rental burden.
Coastal proximity commands premium
Pearl River's $887 median rent is the second-highest in this eight-county group, but the county's median income of $56,535 is also the strongest, reflecting its proximity to employment hubs and coastal amenities. Neighboring Montgomery and Newton offer cheaper rents but earn less per household.
Pearl River's income powers affordability
Households here earn $56,535 annually and pay $887 in median rent—18.8% of income—staying within comfortable affordability ranges. Homeowners pay slightly less at $647 monthly, and the median home value of $174,500 reflects both residential quality and regional economic strength.
Pearl River rewards higher earners
If your household income is strong, Pearl River's $887 rent becomes manageable at 18.8% of the county's median of $56,535. The county offers better earning potential and quality housing than cheaper alternatives, making it ideal for those prioritizing economic opportunity over minimal rent.
Cost of Living Advisory: Pearl River County
Affordability Verdict
For renters in Pearl River County, the market is affordable. Expect to pay around $887/month in gross rent, with 28.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Pearl River County is $887/month, while owner costs run $647/month. Owning saves approximately $240/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,480/year. For owner costs at the 28% rule, the required income is roughly $27,729/year. With a median household income of $56,535, most households can comfortably afford rent here. Notably, 28.0% of renter households in Pearl River County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Mississippi, Pearl River County is less affordable than Tunica County by roughly 5% ($887/mo vs $938/mo).
Affordability Calculator
See how your income compares to housing costs in Pearl River County
Rent Burden
18.8%
of gross income
Max Housing (28% Rule)
$1,319
per month
Owner Cost Burden
13.7%
of gross income
The median home in Pearl River County may be a stretch
Median home value is $174,500. Estimated monthly cost: $1,393 vs. your max of $1,319.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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