Cost of Living in Delaware County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Delaware County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Delaware County ranks #1,549 of 3,142 counties for affordability (top 49%)
Sourced county brief
Delaware County Rent-to-Income Percentage Higher Than State County Mean
The canonical rentToIncomePct in Delaware County is 30.2%, which is 3.3 percentage points above the Indiana unweighted county mean of 26.9%. This 30.2% figure is the official ACS B25071 GRAPI measurement. The median gross rent in the county was estimated at $906 per month, approximately $5 below the state unweighted county mean of $911. For owner-occupied housing, the median home value is $139,400, and the median monthly owner cost for all units is $785, both of which are below their respective state unweighted county means of $191,899 and $951. The median renter-household income is $32,583. These statistics describe different housing-tenure groups within the population. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Delaware County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.2% of renter household income in Delaware County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $906 per month; median selected monthly owner costs are $785. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $36,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Indiana unweighted mean of county median rents is $911 per month. Delaware County's $906 median is 0.5% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Delaware County
Rent Burden
18.7%
of gross income
Max Housing (28% Rule)
$1,356
per month
Owner Cost Burden
16.2%
of gross income
You can likely afford the median home in Delaware County
Median home value is $139,400. Estimated monthly cost: $1,113 vs. your max of $1,356.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Delaware County, Indiana?
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Is Delaware County affordable?
How does Delaware County's rent compare to the state average?
What is the median home value in Delaware County?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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