Cost of Living in Madison County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Madison County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Madison County, Ohio
Madison County rents beat national trends
Madison County renters spend 13.6% of their income on housing—below the national comfort threshold of 15%—and earn $8,474 more annually than the U.S. median. This county outperforms most of America on housing affordability for renters.
Among Ohio's most affordable counties
Madison County's 13.6% rent-to-income ratio ranks well below Ohio's 15.6% state average, placing it in the top tier for rental affordability across the state. Median rent of $944 exceeds the state average by $71, but wages here are strong enough to make it manageable.
Rent advantage over surrounding areas
Madison County's $944 median rent is competitive with neighboring Miami County ($942) but higher than more rural Mercer County ($812). Still, Madison residents earn significantly more than most peers, stretching their affordability advantage further.
Where Madison paychecks go
The typical Madison County household earning $83,229 annually allocates $944 to rent or $1,247 to mortgage payments monthly. Renters spend about 13.6% of income on housing while homeowners spend 18% on mortgage costs, both reasonable by national standards.
Madison County welcomes budget-conscious relocators
If you're considering a move to Ohio, Madison County offers solid affordability paired with above-average incomes—a rare combination. Compare its rental rates and home values against neighboring counties to find your best fit in the region.
Affordability Calculator
See how your income compares to housing costs in Madison County
Rent Burden
13.6%
of gross income
Max Housing (28% Rule)
$1,942
per month
Owner Cost Burden
18.0%
of gross income
You can likely afford the median home in Madison County
Median home value is $231,400. Estimated monthly cost: $1,847 vs. your max of $1,942.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.