Cost of Living in Madison County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Madison County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Madison County ranks #2,338 of 3,142 counties for affordability (bottom 26%)
Sourced county brief
Median Home Value Exceeds State Unweighted Mean in Madison County
Median home value is $250,100. This figure is $53,775 above the state unweighted county mean of $196,325. The official ACS B25071 median gross rent as a percentage of household income, or rentBurdenGrapiPct, is 27.5%. This is 0.6 percentage points higher than the state unweighted county mean of 26.9%. Median gross rent in the county was estimated at $943 per month, compared to a state unweighted county mean of $904. Selected monthly owner costs for all households were estimated at a median of $1,272, which is $298 above the state unweighted mean of $974. Median renter-household income was recorded at $45,398. The canonical rentToIncomePct is sourced from official B25071 GRAPI. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Madison County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.5% of renter household income in Madison County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $943 per month; median selected monthly owner costs are $1,272. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $37,720 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Ohio unweighted mean of county median rents is $904 per month. Madison County's $943 median is 4.3% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Madison County
Rent Burden
13.0%
of gross income
Max Housing (28% Rule)
$2,031
per month
Owner Cost Burden
17.5%
of gross income
You can likely afford the median home in Madison County
Median home value is $250,100. Estimated monthly cost: $1,997 vs. your max of $2,031.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Madison County, Ohio?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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