Cost of Living in Ellis County, Kansas

$899/mo
Median Monthly Rent
$211,100
Median Home Value

At a Glance

Median Monthly Rent
$899/mo
14% above state average
Median Home Value
$211,100
25% below national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ellis County Compares

Median monthly rent comparison

Ellis County$899/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$899/mo
Median Gross Rent
$211,100
Median Home Value
$1,101/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Ellis County ranks #2,253 of 3,144 counties for affordability (bottom 28%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Ellis County, Kansas

Ellis County housing strains local wallets

At 18.0%, Ellis County's rent-to-income ratio exceeds the national standard and signals moderate affordability stress compared to the U.S. average. Renters here pay $899 monthly on a $59,889 median household income, eating into budgets faster than national trends suggest.

Among Kansas's pricier rental markets

Ellis County's 18.0% rent-to-income ratio ranks above the Kansas state average of 14.7%, placing it among the state's more expensive counties for renters. At $899/month, rents run $112 above the Kansas median, while local incomes lag the state trajectory.

Ellis County rents significantly higher

Ellis County's $899 rent exceeds nearby Ellsworth ($705) and Gove ($730) by $170-195 monthly, though it remains competitive with Finney County ($991). The median home value of $211,100 is notably elevated—over three times Elk County's $60,900 and reflective of Ellis's regional economic center status.

Rent and mortgages both above trend

Renters allocate 18.0% of income to housing, while homeowners pay $1,101 monthly—pushing the combined affordability envelope. On a $59,889 median income, Ellis County households face steeper housing costs than many Kansas peers, leaving less flexibility for other expenses.

Ellis County demands careful budget planning

If relocating to Ellis County appeals for employment or family reasons, plan for tighter housing affordability than rural Kansas alternatives like Elk County or Gove County. The higher home values ($211,100 median) and rents ($899/month) reflect regional amenities—but compare your income to local benchmarks first.

Cost of Living Advisory: Ellis County

Affordability Verdict

Ellis County is affordable for renters, with a median gross rent of $899/month representing approximately 18.0% of median household income. The rent burden (GRAPI) stands at 31.0%.

Rent vs. Own

Renters in Ellis County pay $899/month on average, compared to $1,101/month for homeowners. This market favors renters by about 18%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,960/year. For owner costs at the 28% rule, the required income is roughly $47,186/year. With a median household income of $59,889, most households can comfortably afford rent here. Notably, 31.0% of renter households in Ellis County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Jefferson County where rent averages $844/month, Ellis County is approximately 7% more expensive.

Affordability Calculator

See how your income compares to housing costs in Ellis County

$

Rent Burden

18.0%

of gross income

Max Housing (28% Rule)

$1,397

per month

Owner Cost Burden

22.1%

of gross income

The median home in Ellis County may be a stretch

Median home value is $211,100. Estimated monthly cost: $1,685 vs. your max of $1,397.

Rent Affordability Guide

Your rent-to-income ratio18.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,889Needed: $35,960
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,889Needed: $47,186
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,889Needed: $49,129

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Ellis County, Kansas?
Ellis County, Kansas has a median monthly rent of $899/mo and a median home value of $211,100. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Ellis County?
The median gross rent in Ellis County is $899/mo. This is 14% above state average for Kansas.
Is Ellis County affordable?
Ellis County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ellis County's rent compare to the state average?
Ellis County's median rent of $899/mo is 14% above state average of $787/mo for Kansas.
What is the median home value in Ellis County?
The median home value in Ellis County, Kansas is $211,100. This is 25% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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