CostBy County

Cost of Living in Monroe County, Georgia

$943/mo
Median Monthly Rent
$271,200
Median Home Value

At a Glance

Median Monthly Rent
$943/mo
2% below state average
Median Home Value
$271,200
18% below national
Census GRAPI
22.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Monroe County Compares

Median monthly rent comparison

Monroe County$943/mo
Georgia Average$965/mo
National Median$1,413/mo

Detailed Housing Stats

$943/mo
Median Gross Rent
$271,200
Median Home Value
$1,146/mo
Monthly Owner Cost
22.7%
Census GRAPI

National Ranking

Affordability Rank

Monroe County ranks #2,240 of 3,142 counties for affordability (bottom 29%)

Most AffordableLeast Affordable

Sourced county brief

Monroe County Renter Median Income Reaches $53,009

In Monroe County, Georgia, the median renter-household income is $53,009. The official median gross rent as a percentage of household income (GRAPI) is 22.7%, which is 5.9 percentage points below the Georgia unweighted county mean official GRAPI of 28.6%. The median gross rent in the county is $943 per month, while the state unweighted county mean is $965. For homeowners, the median selected monthly owner cost for all owner-occupied units is $1,146, which is $241 above the Georgia unweighted county mean of $905. The median home value is $271,200, exceeding the state unweighted county mean of $197,933. These metrics are sourced from the U.S. Census Bureau ACS 2020-2024 5-Year Estimates and are reported on a 0-100 scale for percentages. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Monroe County

Affordability Verdict

ACS B25071 estimates median gross rent at 22.7% of renter household income in Monroe County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $943 per month; median selected monthly owner costs are $1,146. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $37,720 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Georgia unweighted mean of county median rents is $965 per month. Monroe County's $943 median is 2.3% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Monroe County

$

Rent Burden

13.6%

of gross income

Max Housing (28% Rule)

$1,941

per month

Owner Cost Burden

16.5%

of gross income

The median home in Monroe County may be a stretch

Median home value is $271,200. Estimated monthly cost: $2,165 vs. your max of $1,941.

Rent Affordability Guide

Your entered rent as a share of entered income13.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $83,183Needed: $37,720
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $83,183Needed: $49,114
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $83,183Needed: $63,116

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Monroe County, Georgia?
Monroe County, Georgia has a median monthly rent of $943/mo and a median home value of $271,200. The affordability rating is Affordable, with median gross rent equal to approximately 22.7% of renter household income.
What is the median rent in Monroe County?
The median gross rent in Monroe County is $943/mo. This is 2% below state average for Georgia.
Is Monroe County affordable?
Monroe County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 22.7%. Median gross rent is under 30% of renter household income.
How does Monroe County's rent compare to the state average?
Monroe County's median rent of $943/mo is 2% below state average of $965/mo for Georgia.
What is the median home value in Monroe County?
The median home value in Monroe County, Georgia is $271,200. This is 18% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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