Cost of Living in Jackson County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jackson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Jackson County ranks #1,626 of 3,144 counties for affordability (bottom 48%)
Data Story
About Cost of Living in Jackson County, Ohio
Jackson's rent burden exceeds nation
At 15.9%, Jackson County's rent-to-income ratio sits above the national average, indicating renters dedicate more of their paychecks to housing than typical Americans. The median household income of $58,409 trails the national figure by 22%, compressing housing affordability.
Among Ohio's less affordable counties
Jackson County's 15.9% rent-to-income ratio ranks above Ohio's state average of 15.6%, positioning it among counties with tighter housing affordability. This above-average burden reflects lower incomes relative to statewide norms.
Jackson faces affordability headwinds
At 15.9%, Jackson's rent-to-income ratio ranks among the region's highest, trailing only Harrison (16.8%) and Hocking (15.8%). The county's $773 rent is reasonable, but below-average incomes create the region's second-tightest affordability situation.
Jackson's compressed budget picture
On a $58,409 median household income, renters pay $773 monthly (15.9% of income), while homeowners pay $770 (15.8% of income). Both figures approach tight thresholds, leaving limited cushion for other household expenses despite moderate rents and home values.
Jackson suits owners over renters
For relocators to Jackson County, homeownership creates slightly better affordability than renting, given owners pay nearly identical costs to renters while building equity. The county's $140,400 median home value and low ownership costs offer a genuine opportunity to transition from renting to ownership.
Cost of Living Advisory: Jackson County
Affordability Verdict
For renters in Jackson County, the market is affordable. Expect to pay around $773/month in gross rent, with 27.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Jackson County is $773/month, while owner costs run $770/month. Owning saves approximately $3/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,920/year. For owner costs at the 28% rule, the required income is roughly $33,000/year. With a median household income of $58,409, most households can comfortably afford rent here. Notably, 27.0% of renter households in Jackson County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Jackson County sits 6% less expensive than Huron County ($824/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Jackson County
Rent Burden
15.9%
of gross income
Max Housing (28% Rule)
$1,363
per month
Owner Cost Burden
15.8%
of gross income
You can likely afford the median home in Jackson County
Median home value is $140,400. Estimated monthly cost: $1,121 vs. your max of $1,363.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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