Cost of Living in Cloud County, Kansas

$689/mo
Median Monthly Rent
$96,300
Median Home Value
12% below state averageUnaffordable

At a Glance

Median Monthly Rent
$689/mo
12% below state average
Median Home Value
$96,300
66% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cloud County Compares

Median monthly rent comparison

Cloud County$689/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$689/mo
Median Gross Rent
$96,300
Median Home Value
$785/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cloud County, Kansas

Cloud County: balanced rent affordability

Cloud County renters spend 14.4% of their $57,333 income on housing, which is just slightly above the national average of 14.7% and among the better performers in this region. The $689/month rent is the lowest among all eight counties, supporting this favorable affordability profile.

Below-average burden for Kansas

At 14.4%, Cloud County's rent-to-income ratio is below Kansas's 14.7% state average, placing it among the more affordable counties statewide. The combination of the region's lowest rent and reasonable incomes creates this favorable position.

Lowest rents in the region

Cloud County's $689/month rent is the cheapest in this eight-county group—$24 less than Cheyenne, $69 less than Chase, and $222 less than Clay County. This rent advantage translates directly to better affordability despite moderate income levels.

Affordable rents, pricier ownership

Renters pay just $689/month (14.4% of $57,333 income), but homeowners pay $785/month on median homes valued at $96,300—a relatively high ownership cost. Cloud County clearly favors renters over homeowners in terms of affordability.

Cloud County rewards renters

If renting is your preference, Cloud County offers the region's best deal with the lowest monthly costs and a favorable affordability ratio. Keep in mind that homeownership is pricier here relative to renting, so renters get the real advantage.

Affordability Calculator

See how your income compares to housing costs in Cloud County

$

Rent Burden

14.4%

of gross income

Max Housing (28% Rule)

$1,338

per month

Owner Cost Burden

16.4%

of gross income

You can likely afford the median home in Cloud County

Median home value is $96,300. Estimated monthly cost: $769 vs. your max of $1,338.

Rent Affordability Guide

Your rent-to-income ratio14.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cloud County, Kansas?
Cloud County, Kansas has a median monthly rent of $689/mo and a median home value of $96,300. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Cloud County?
The median gross rent in Cloud County is $689/mo. This is 12% below state average for Kansas.
Is Cloud County affordable?
Cloud County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cloud County's rent compare to the state average?
Cloud County's median rent of $689/mo is 12% below state average of $787/mo for Kansas.
What is the median home value in Cloud County?
The median home value in Cloud County, Kansas is $96,300. This is 66% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.