Cost of Living in Cloud County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cloud County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cloud County ranks #2,146 of 3,144 counties for affordability (bottom 32%)
Data Story
About Cost of Living in Cloud County, Kansas
Cloud County: balanced rent affordability
Cloud County renters spend 14.4% of their $57,333 income on housing, which is just slightly above the national average of 14.7% and among the better performers in this region. The $689/month rent is the lowest among all eight counties, supporting this favorable affordability profile.
Below-average burden for Kansas
At 14.4%, Cloud County's rent-to-income ratio is below Kansas's 14.7% state average, placing it among the more affordable counties statewide. The combination of the region's lowest rent and reasonable incomes creates this favorable position.
Lowest rents in the region
Cloud County's $689/month rent is the cheapest in this eight-county group—$24 less than Cheyenne, $69 less than Chase, and $222 less than Clay County. This rent advantage translates directly to better affordability despite moderate income levels.
Affordable rents, pricier ownership
Renters pay just $689/month (14.4% of $57,333 income), but homeowners pay $785/month on median homes valued at $96,300—a relatively high ownership cost. Cloud County clearly favors renters over homeowners in terms of affordability.
Cloud County rewards renters
If renting is your preference, Cloud County offers the region's best deal with the lowest monthly costs and a favorable affordability ratio. Keep in mind that homeownership is pricier here relative to renting, so renters get the real advantage.
Cost of Living Advisory: Cloud County
Affordability Verdict
Cloud County is affordable for renters, with a median gross rent of $689/month representing approximately 14.4% of median household income. The rent burden (GRAPI) stands at 22.0%.
Rent vs. Own
Renters in Cloud County pay $689/month on average, compared to $785/month for homeowners. This market favors renters by about 12%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,560/year. For owner costs at the 28% rule, the required income is roughly $33,643/year. With a median household income of $57,333, most households can comfortably afford rent here. Notably, 22.0% of renter households in Cloud County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Kansas, Cloud County is more affordable than Republic County by roughly 8% ($689/mo vs $638/mo).
Affordability Calculator
See how your income compares to housing costs in Cloud County
Rent Burden
14.4%
of gross income
Max Housing (28% Rule)
$1,338
per month
Owner Cost Burden
16.4%
of gross income
You can likely afford the median home in Cloud County
Median home value is $96,300. Estimated monthly cost: $769 vs. your max of $1,338.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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