Cost of Living in Calhoun County, Arkansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Calhoun County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Calhoun County ranks #1,042 of 3,144 counties for affordability (top 33%)
Data Story
About Cost of Living in Calhoun County, Arkansas
Calhoun County: Excellent Rent-to-Income Ratio
Calhoun County's 15.5% rent-to-income ratio ranks among the best in this group and well below both the state average of 18.1% and the national affordability threshold. With median income of $63,654, residents enjoy real financial breathing room despite $822 monthly rent.
Strong Affordability Across Arkansas
Calhoun County's 15.5% rent-to-income ratio beats the state average, positioning it among Arkansas's most livable counties for renters and buyers alike. This consistent outperformance reflects a healthy balance between local wages and housing costs.
Mid-Range Pricing, Above-Average Income
Calhoun County's $822 rent sits between Boone County ($715) and Arkansas County ($799), while median income of $63,654 ranks among the higher earners in this comparison. Home values of $97,300 offer exceptional value given the income level.
Income Protects Against Housing Strain
Renters devote $822 monthly while owners pay just $499—an unusually favorable gap for homeowners reflecting strong equity or older mortgages. With annual income of $63,654, housing consumes roughly 15.5% of earnings, preserving substantial resources for other priorities.
Calhoun County: Strong Value Proposition
Calhoun County balances solid income levels with genuinely affordable housing, making it an excellent choice for workers seeking stability and financial security. This county deserves serious consideration alongside Boone and Arkansas Counties as a top relocation destination.
Cost of Living Advisory: Calhoun County
Affordability Verdict
Calhoun County is affordable for renters, with a median gross rent of $822/month representing approximately 15.5% of median household income. The rent burden (GRAPI) stands at 21.0%.
Rent vs. Own
The median rent in Calhoun County is $822/month, while owner costs run $499/month. Owning saves approximately $323/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,880/year. For owner costs at the 28% rule, the required income is roughly $21,386/year. With a median household income of $63,654, most households can comfortably afford rent here. Notably, 21.0% of renter households in Calhoun County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Hot Spring County where rent averages $763/month, Calhoun County is approximately 8% more expensive.
Affordability Calculator
See how your income compares to housing costs in Calhoun County
Rent Burden
15.5%
of gross income
Max Housing (28% Rule)
$1,485
per month
Owner Cost Burden
9.4%
of gross income
You can likely afford the median home in Calhoun County
Median home value is $97,300. Estimated monthly cost: $777 vs. your max of $1,485.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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