Cost of Living in Holmes County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Holmes County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Holmes County, Ohio
Holmes tops Ohio on affordability
At 12.4%, Holmes County's rent-to-income ratio is among the nation's best, allowing renters to keep significantly more income for other needs. The median household income of $74,774 nearly matches the national average, while rents of $773 remain below state and regional norms.
Ohio's most affordable county
Holmes County's 12.4% rent-to-income ratio ranks as the state's best, beating the Ohio average of 15.6% by a substantial 3.2 percentage points. This superior affordability combines strong incomes with reasonable housing costs.
Holmes edges out even Henry County
At 12.4%, Holmes County's rent-to-income ratio ranks just below Henry County's 13.1%, making it the region's most affordable. Both counties significantly outpace peers, though Holmes achieves this with higher home values ($251,800) reflecting a different market dynamic.
Holmes' exceptional housing math
On a $74,774 median household income, renters pay $773 monthly (12.4% of income), while homeowners pay $986 (15.8% of income). Both ratios sit well below the 30% affordability threshold, providing substantial household flexibility even with higher ownership costs.
Holmes County: Ohio's best value play
For anyone relocating to Ohio, Holmes County offers unmatched affordability combined with solid incomes and reasonable rents. The county's $251,800 median home value reflects market strength, but the 12.4% rent-to-income ratio ensures both renters and owners find genuine value.
Affordability Calculator
See how your income compares to housing costs in Holmes County
Rent Burden
12.4%
of gross income
Max Housing (28% Rule)
$1,745
per month
Owner Cost Burden
15.8%
of gross income
The median home in Holmes County may be a stretch
Median home value is $251,800. Estimated monthly cost: $2,010 vs. your max of $1,745.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.