CostBy County

Cost of Living in Hardy County, West Virginia

$816/mo
Median Monthly Rent
$166,300
Median Home Value

At a Glance

Median Monthly Rent
$816/mo
5% above state average
Median Home Value
$166,300
50% below national
Census GRAPI
22.1%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Hardy County Compares

Median monthly rent comparison

Hardy County$816/mo
West Virginia Average$777/mo
National Median$1,413/mo

Detailed Housing Stats

$816/mo
Median Gross Rent
$166,300
Median Home Value
$619/mo
Monthly Owner Cost
22.1%
Census GRAPI

National Ranking

Affordability Rank

Hardy County ranks #747 of 3,142 counties for affordability (top 24%)

Most AffordableLeast Affordable

Sourced county brief

Hardy County Official GRAPI Estimated at 22.1 Percent

In Hardy County, the official ACS B25071 median gross rent as a percentage of household income (GRAPI) is 22.1%. This is 6.6 percentage points lower than the West Virginia unweighted county mean of 28.7%. The median gross rent in the county was recorded at $816 per month, while the state unweighted county mean is $777. Renter households had a median income of $41,869. For those in owner-occupied units, the median home value was $166,300, and the median selected monthly owner cost was $619. These values compare to the state unweighted county means of $148,004 and $598, respectively. This profile uses data from the ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Hardy County

Affordability Verdict

ACS B25071 estimates median gross rent at 22.1% of renter household income in Hardy County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $816 per month; median selected monthly owner costs are $619. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $32,640 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The West Virginia unweighted mean of county median rents is $777 per month. Hardy County's $816 median is 5.0% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Hardy County

$

Rent Burden

19.9%

of gross income

Max Housing (28% Rule)

$1,150

per month

Owner Cost Burden

15.1%

of gross income

The median home in Hardy County may be a stretch

Median home value is $166,300. Estimated monthly cost: $1,328 vs. your max of $1,150.

Rent Affordability Guide

Your entered rent as a share of entered income19.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,272Needed: $32,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,272Needed: $26,529
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,272Needed: $38,703

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Hardy County, West Virginia?
Hardy County, West Virginia has a median monthly rent of $816/mo and a median home value of $166,300. The affordability rating is Affordable, with median gross rent equal to approximately 22.1% of renter household income.
What is the median rent in Hardy County?
The median gross rent in Hardy County is $816/mo. This is 5% above state average for West Virginia.
Is Hardy County affordable?
Hardy County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 22.1%. Median gross rent is under 30% of renter household income.
How does Hardy County's rent compare to the state average?
Hardy County's median rent of $816/mo is 5% above state average of $777/mo for West Virginia.
What is the median home value in Hardy County?
The median home value in Hardy County, West Virginia is $166,300. This is 50% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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