Cost of Living in Hardy County, West Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Hardy County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hardy County ranks #747 of 3,142 counties for affordability (top 24%)
Sourced county brief
Hardy County Official GRAPI Estimated at 22.1 Percent
In Hardy County, the official ACS B25071 median gross rent as a percentage of household income (GRAPI) is 22.1%. This is 6.6 percentage points lower than the West Virginia unweighted county mean of 28.7%. The median gross rent in the county was recorded at $816 per month, while the state unweighted county mean is $777. Renter households had a median income of $41,869. For those in owner-occupied units, the median home value was $166,300, and the median selected monthly owner cost was $619. These values compare to the state unweighted county means of $148,004 and $598, respectively. This profile uses data from the ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Hardy County
Affordability Verdict
ACS B25071 estimates median gross rent at 22.1% of renter household income in Hardy County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $816 per month; median selected monthly owner costs are $619. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $32,640 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The West Virginia unweighted mean of county median rents is $777 per month. Hardy County's $816 median is 5.0% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Hardy County
Rent Burden
19.9%
of gross income
Max Housing (28% Rule)
$1,150
per month
Owner Cost Burden
15.1%
of gross income
The median home in Hardy County may be a stretch
Median home value is $166,300. Estimated monthly cost: $1,328 vs. your max of $1,150.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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