Cost of Living in Hardy County, West Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Hardy County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Hardy County, West Virginia
Hardy's housing burden rivals worst peers
Hardy County's rent-to-income ratio of 20.0% exceeds the state average (16.9%) and reflects severe national disadvantage, with median household income of just $49,302 paired against $820 monthly rents. One in five dollars earned vanishes to housing, constraining discretionary spending significantly.
Third-worst affordability statewide
Hardy's 20.0% rent-to-income ratio ranks alongside Gilmer and Greenbrier as the state's most challenging housing markets among these peers. The county's low income and relatively high rents combine into a genuine affordability crisis.
High rents squeeze low incomes
Hardy's $820 monthly rent is the second-highest in this analysis, while its $49,302 median income ranks among the lowest. Homeownership costs $562 monthly with a $159,700 median home value, creating buying barriers for typical households despite relatively affordable mortgages.
20% of income devoted to rent
Renters spend $820 monthly, consuming 20.0% of Hardy's $49,302 median income, while homeowners pay $562. This leaves renters with $200+ less monthly flexibility than homeowners, intensifying pressure on households already strapped by regional income constraints.
Affordability challenges require planning
Hardy's combination of high rents and low incomes makes relocation risky without confirmed wage growth or remote income sources. If considering Hardy, prioritize income stability and compare aggressively against neighboring Grant County's superior affordability.
Affordability Calculator
See how your income compares to housing costs in Hardy County
Rent Burden
20.0%
of gross income
Max Housing (28% Rule)
$1,150
per month
Owner Cost Burden
13.7%
of gross income
The median home in Hardy County may be a stretch
Median home value is $159,700. Estimated monthly cost: $1,275 vs. your max of $1,150.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.