Cost of Living in Roscommon County, Michigan

$789/mo
Median Monthly Rent
$148,000
Median Home Value
10% below state averageUnaffordable

At a Glance

Median Monthly Rent
$789/mo
10% below state average
Median Home Value
$148,000
47% below national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Roscommon County Compares

Median monthly rent comparison

Roscommon County$789/mo
Michigan Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$789/mo
Median Gross Rent
$148,000
Median Home Value
$634/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Roscommon County, Michigan

Roscommon rents stretch income uncomfortably tight

Roscommon County's 17.5% rent-to-income ratio, the region's highest, still beats the national affordability threshold but leaves less cushion than most other counties here. Median income of $54,106 runs 28% below the national average, making housing affordability relatively strained.

Most expensive rental burden in this eight-county cluster

Roscommon's 17.5% rent-to-income ratio exceeds Michigan's state average of 16.3%, making it the least affordable county in this northern Michigan grouping. Median rent of $789 ranks fifth among these eight counties, but income pressure is highest here.

Roscommon's renters most income-stressed locally

Though Roscommon's $789 median rent falls between Osceola ($764) and Ogemaw ($828), its lower median income of $54,106 creates the region's highest rent burden. Renters here have less financial flexibility than neighbors in comparable-priced counties.

Renters squeezed more than homeowners

Monthly gross rent of $789 consumes 17.5% of household income—substantially higher than the 14% burden for owner-occupied homes costing $634 monthly. This disparity makes homeownership significantly more attractive financially in Roscommon.

Roscommon offers less financial breathing room

Job seekers considering Roscommon should carefully compare expected salary against the $54,106 median income; renters face the region's tightest budget pressure. If you're relocating, prioritize finding stable employment at or above the county median to ensure housing affordability.

Affordability Calculator

See how your income compares to housing costs in Roscommon County

$

Rent Burden

17.5%

of gross income

Max Housing (28% Rule)

$1,262

per month

Owner Cost Burden

14.1%

of gross income

You can likely afford the median home in Roscommon County

Median home value is $148,000. Estimated monthly cost: $1,182 vs. your max of $1,262.

Rent Affordability Guide

Your rent-to-income ratio17.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Roscommon County, Michigan?
Roscommon County, Michigan has a median monthly rent of $789/mo and a median home value of $148,000. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Roscommon County?
The median gross rent in Roscommon County is $789/mo. This is 10% below state average for Michigan.
Is Roscommon County affordable?
Roscommon County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Roscommon County's rent compare to the state average?
Roscommon County's median rent of $789/mo is 10% below state average of $873/mo for Michigan.
What is the median home value in Roscommon County?
The median home value in Roscommon County, Michigan is $148,000. This is 47% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.