Cost of Living in Roscommon County, Michigan
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Roscommon County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Roscommon County ranks #824 of 3,142 counties for affordability (top 26%)
Sourced county brief
Roscommon County Median Monthly Owner Costs Estimated at $647
The median monthly selected owner cost in Roscommon County was estimated at $647, according to the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. This figure is $271 below the Michigan unweighted county mean of $918 for monthly owner costs. For renter households, the official ACS B25071 median gross rent as a percentage of household income, or GRAPI, was 29.0%. This official estimate is 0.1 percentage points above the Michigan unweighted county mean GRAPI of 28.9%. The median gross rent in the county (ACS B25064) was $816, compared to the state unweighted county mean of $906. Additionally, the median home value (ACS B25077) was $158,700, which is below the Michigan unweighted county mean of $197,293. Median renter-household income (ACS B25119) was $33,069. These statistics provide a snapshot of local housing costs and do not constitute relocation or financial advice. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Roscommon County
Affordability Verdict
ACS B25071 estimates median gross rent at 29.0% of renter household income in Roscommon County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $816 per month; median selected monthly owner costs are $647. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $32,640 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Michigan unweighted mean of county median rents is $906 per month. Roscommon County's $816 median is 9.9% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Roscommon County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$1,289
per month
Owner Cost Burden
14.1%
of gross income
You can likely afford the median home in Roscommon County
Median home value is $158,700. Estimated monthly cost: $1,267 vs. your max of $1,289.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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