Cost of Living in Ashland County, Ohio

$841/mo
Median Monthly Rent
$175,900
Median Home Value

At a Glance

Median Monthly Rent
$841/mo
4% below state average
Median Home Value
$175,900
38% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ashland County Compares

Median monthly rent comparison

Ashland County$841/mo
Ohio Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$841/mo
Median Gross Rent
$175,900
Median Home Value
$847/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Ashland County ranks #1,310 of 3,144 counties for affordability (top 42%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Ashland County, Ohio

Ashland hits Ohio's sweet spot

Ashland County renters spend just 15.5% of their median household income on rent—below Ohio's 15.6% average and well within the 30% national affordability threshold. With a median income of $64,991 and rent of $841, Ashland offers balanced, sustainable housing costs.

Ashland ranks among Ohio's best

At 15.5%, Ashland County's rent-to-income ratio is one of the most affordable in Ohio, slightly outperforming the state average of 15.6%. This solid ranking reflects both reasonable housing costs and relatively stable household incomes in this north-central county.

Balanced housing costs locally

Ashland's $841 rent sits between more expensive neighbors like Allen County ($898) and cheaper ones like Adams County ($700). The county offers a middle ground: moderate costs paired with stronger incomes than rural southern neighbors.

Renting and owning nearly equal

Ashland County renters pay $841/month while owners pay $847—a rare alignment showing balanced affordability across tenure types. Both claim roughly 15.5% of the $64,991 median income, making Ashland workable for both renting and buying households.

Goldilocks housing market in Ohio

Ashland County delivers Ohio's sweet spot for affordability: rent at $841, incomes at $64,991, and a 15.5% cost ratio beating the state average. If balanced housing accessibility matters more than rock-bottom rents, Ashland deserves your consideration.

Cost of Living Advisory: Ashland County

Affordability Verdict

For renters in Ashland County, the market is affordable. Expect to pay around $841/month in gross rent, with 24.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Ashland County pay $841/month on average, compared to $847/month for homeowners. This market favors renters by about 1%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,640/year. For owner costs at the 28% rule, the required income is roughly $36,300/year. With a median household income of $64,991, most households can comfortably afford rent here. Notably, 24.0% of renter households in Ashland County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Ashland County sits 6% less expensive than Clinton County ($893/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Ashland County

$

Rent Burden

15.5%

of gross income

Max Housing (28% Rule)

$1,516

per month

Owner Cost Burden

15.6%

of gross income

You can likely afford the median home in Ashland County

Median home value is $175,900. Estimated monthly cost: $1,404 vs. your max of $1,516.

Rent Affordability Guide

Your rent-to-income ratio15.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,991Needed: $33,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,991Needed: $36,300
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,991Needed: $40,937

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Ashland County, Ohio?
Ashland County, Ohio has a median monthly rent of $841/mo and a median home value of $175,900. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Ashland County?
The median gross rent in Ashland County is $841/mo. This is 4% below state average for Ohio.
Is Ashland County affordable?
Ashland County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ashland County's rent compare to the state average?
Ashland County's median rent of $841/mo is 4% below state average of $873/mo for Ohio.
What is the median home value in Ashland County?
The median home value in Ashland County, Ohio is $175,900. This is 38% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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