Cost of Living in Scott County, Mississippi
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Scott County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Scott County, Mississippi
Scott's moderate affordability challenge
Scott County residents spend 22% of income on rent, above Mississippi's 19.6% average though well within national standards. With a median household income of $48,492—significantly below the national average of $74,755—Scott's housing costs feel more burdensome than the state norm despite modest absolute prices.
Below-average affordability for Mississippi
Scott County's 22% rent-to-income ratio exceeds Mississippi's 19.6% state average, though its $888 median rent falls above the statewide median of $782. This combination places Scott among Mississippi's moderately challenged housing markets.
Higher rent, lower income than peers
Scott's $888 monthly rent exceeds Simpson County ($819), Pontotoc County ($848), and Prentiss County ($620), yet Scott's $48,492 median income falls below Pontotoc and Simpson. This gap—higher costs with lower earnings—makes Scott less affordable than its immediate neighbors.
Rental premium strains household budgets
Scott renters pay $888 monthly while homeowners spend $554, meaning renters pay 60% more despite having similar home access. Housing costs consume 22% of the $48,492 median income—noticeably higher than the state average—squeezing household budgets for other necessities.
Simpson or Pontotoc offer better value
Scott County residents considering moves can improve affordability by relocating to Simpson County (18.2% rent ratio, similar income) or Pontotoc County (19.3% ratio, higher income). These neighboring counties offer comparable or better earning potential with substantially lower housing cost burdens.
Affordability Calculator
See how your income compares to housing costs in Scott County
Rent Burden
22.0%
of gross income
Max Housing (28% Rule)
$1,131
per month
Owner Cost Burden
13.7%
of gross income
You can likely afford the median home in Scott County
Median home value is $89,900. Estimated monthly cost: $718 vs. your max of $1,131.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.