Cost of Living in Colbert County, Alabama

$838/mo
Median Monthly Rent
$161,600
Median Home Value
5% above state averageUnaffordable

At a Glance

Median Monthly Rent
$838/mo
5% above state average
Median Home Value
$161,600
43% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Colbert County Compares

Median monthly rent comparison

Colbert County$838/mo
Alabama Average$799/mo
National Median$1,163/mo

Detailed Housing Stats

$838/mo
Median Gross Rent
$161,600
Median Home Value
$769/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Colbert County, Alabama

Colbert's rent burden beats the nation

At 17.7%, Colbert County's rent-to-income ratio sits well below the national norm—residents here spend far less of their paychecks on rent than Americans overall. Colbert's median household income of $56,736 trails the U.S. median of $74,755, yet housing costs remain remarkably affordable by national standards.

Among Alabama's most affordable counties

Colbert ranks as one of Alabama's better housing buys, with a 17.7% rent-to-income ratio slightly better than the state average of 18.0%. The $838 median monthly rent is 5% higher than Alabama's typical $799, but household incomes here support that difference comfortably.

A middle ground in North Alabama

Colbert's $838 rent falls between neighbors Cullman County ($883) and Coosa County ($682), offering balance between urban convenience and rural affordability. Its median home value of $161,600 positions it as more expensive for ownership than surrounding counties but still accessible compared to state urban centers.

Where Colbert incomes go

Renters spend $838 monthly while owners pay $769—a modest difference suggesting both paths remain viable for the typical household earning $56,736 annually. Overall, housing consumes just 17.7% of income, leaving breathing room for other necessities and savings.

Colbert offers solid affordability

If you're weighing Alabama counties for a move, Colbert delivers below-average housing costs without sacrificing access to employment and services. Compare the $838 rent here against pricier neighbors like Cullman, or explore ownership at $161,600 median value—both merit serious consideration.

Affordability Calculator

See how your income compares to housing costs in Colbert County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,324

per month

Owner Cost Burden

16.3%

of gross income

You can likely afford the median home in Colbert County

Median home value is $161,600. Estimated monthly cost: $1,290 vs. your max of $1,324.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Colbert County, Alabama?
Colbert County, Alabama has a median monthly rent of $838/mo and a median home value of $161,600. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Colbert County?
The median gross rent in Colbert County is $838/mo. This is 5% above state average for Alabama.
Is Colbert County affordable?
Colbert County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Colbert County's rent compare to the state average?
Colbert County's median rent of $838/mo is 5% above state average of $799/mo for Alabama.
What is the median home value in Colbert County?
The median home value in Colbert County, Alabama is $161,600. This is 43% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.