CostBy County

Cost of Living in Colbert County, Alabama

$887/mo
Median Monthly Rent
$171,000
Median Home Value

At a Glance

Median Monthly Rent
$887/mo
8% above state average
Median Home Value
$171,000
49% below national
Census GRAPI
26.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income
House Price Index
235.4
Federal Reserve Economic Data

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Colbert County Compares

Median monthly rent comparison

Colbert County$887/mo
Alabama Average$820/mo
National Median$1,413/mo

Detailed Housing Stats

$887/mo
Median Gross Rent
$171,000
Median Home Value
$765/mo
Monthly Owner Cost
26.7%
Census GRAPI

National Ranking

Affordability Rank

Colbert County ranks #1,456 of 3,142 counties for affordability (top 46%)

Most AffordableLeast Affordable

Sourced county brief

Colbert County Median Home Value Reaches $171,000

In Colbert County, the median home value was estimated at $171,000, which is above the Alabama unweighted county mean of $159,660. The official median gross rent as a percentage of household income (GRAPI) is 26.7%, a value 1.9 percentage points below the state unweighted county mean official GRAPI of 28.6%. Renter-occupied units had a median gross rent of $887 per month. Among homeowners, the median selected monthly owner cost was $765, compared to the state unweighted mean of $706. The median renter-household income for the period was $35,949. These figures are based on the U.S. Census Bureau ACS 5-Year Estimates for 2020-2024. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Colbert County

Affordability Verdict

ACS B25071 estimates median gross rent at 26.7% of renter household income in Colbert County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $887 per month; median selected monthly owner costs are $765. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $35,480 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Alabama unweighted mean of county median rents is $820 per month. Colbert County's $887 median is 8.1% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Colbert County

$

Rent Burden

17.6%

of gross income

Max Housing (28% Rule)

$1,415

per month

Owner Cost Burden

15.1%

of gross income

You can likely afford the median home in Colbert County

Median home value is $171,000. Estimated monthly cost: $1,365 vs. your max of $1,415.

Rent Affordability Guide

Your entered rent as a share of entered income17.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,628Needed: $35,480
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,628Needed: $32,786
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,628Needed: $39,796

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Colbert County, Alabama?
Colbert County, Alabama has a median monthly rent of $887/mo and a median home value of $171,000. The affordability rating is Affordable, with median gross rent equal to approximately 26.7% of renter household income.
What is the median rent in Colbert County?
The median gross rent in Colbert County is $887/mo. This is 8% above state average for Alabama.
Is Colbert County affordable?
Colbert County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 26.7%. Median gross rent is under 30% of renter household income.
How does Colbert County's rent compare to the state average?
Colbert County's median rent of $887/mo is 8% above state average of $820/mo for Alabama.
What is the median home value in Colbert County?
The median home value in Colbert County, Alabama is $171,000. This is 49% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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