Cost of Living in Jefferson County, Arkansas

$849/mo
Median Monthly Rent
$106,000
Median Home Value
12% above state averageUnaffordable

At a Glance

Median Monthly Rent
$849/mo
12% above state average
Median Home Value
$106,000
62% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jefferson County Compares

Median monthly rent comparison

Jefferson County$849/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$849/mo
Median Gross Rent
$106,000
Median Home Value
$683/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Jefferson County, Arkansas

Jefferson County's housing costs run high

Jefferson County's rent-to-income ratio of 21.0% ranks significantly above the national standard, with median gross rent of $849 substantially outpacing national norms. Median household income of $48,552 falls 35% short of the national median, creating affordability strain despite reasonable incomes for Arkansas.

Arkansas's least affordable county here

At 21.0%, Jefferson County's rent-to-income ratio stands well above Arkansas's 18.1% average, making it the least affordable in this group. Median rent of $849 is the highest among these eight counties, reflecting higher costs relative to state and regional patterns.

Rental costs spike in Jefferson County

Jefferson County's median rent of $849 significantly exceeds nearby counties—$223 more than Izard County and $137 more than Jackson County. Home values of $106,000 remain moderate, but overall housing costs push affordability into challenging territory regionally.

Housing consumes over 40% of income

Jefferson residents with median income of $48,552 spend 21.0% on rent ($849/month) and 16.9% on mortgage costs, totaling 37.9% toward housing. This leaves constrained budgets for other essentials and savings, placing significant pressure on household finances.

Jefferson County suits higher earners

If relocating to Jefferson County, ensure your income substantially exceeds the county median to weather its elevated housing costs comfortably. The area's higher rents and mortgage costs demand careful financial planning compared to other Arkansas options.

Affordability Calculator

See how your income compares to housing costs in Jefferson County

$

Rent Burden

21.0%

of gross income

Max Housing (28% Rule)

$1,133

per month

Owner Cost Burden

16.9%

of gross income

You can likely afford the median home in Jefferson County

Median home value is $106,000. Estimated monthly cost: $846 vs. your max of $1,133.

Rent Affordability Guide

Your rent-to-income ratio21.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Jefferson County, Arkansas?
Jefferson County, Arkansas has a median monthly rent of $849/mo and a median home value of $106,000. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Jefferson County?
The median gross rent in Jefferson County is $849/mo. This is 12% above state average for Arkansas.
Is Jefferson County affordable?
Jefferson County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jefferson County's rent compare to the state average?
Jefferson County's median rent of $849/mo is 12% above state average of $760/mo for Arkansas.
What is the median home value in Jefferson County?
The median home value in Jefferson County, Arkansas is $106,000. This is 62% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.