Cost of Living in Valencia County, New Mexico

$970/mo
Median Monthly Rent
$206,800
Median Home Value
11% above state averageUnaffordable

At a Glance

Median Monthly Rent
$970/mo
11% above state average
Median Home Value
$206,800
27% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Valencia County Compares

Median monthly rent comparison

Valencia County$970/mo
New Mexico Average$876/mo
National Median$1,163/mo

Detailed Housing Stats

$970/mo
Median Gross Rent
$206,800
Median Home Value
$798/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Valencia County, New Mexico

Valencia's rents rival the national average

With a rent-to-income ratio of 19.9%, Valencia County residents spend slightly more on housing costs than the typical American household. The national median household income stands at $74,755, while Valencia's median income of $58,333 means renters here stretch their paychecks further to afford the county's median rent of $970 per month.

Nearly tied with New Mexico's median

Valencia's rent-to-income ratio of 19.9% sits just above New Mexico's state average of 19.4%, placing the county in the middle tier of affordability statewide. The county's median rent of $970 exceeds the state average of $876, reflecting slightly higher housing costs than much of the rest of New Mexico.

How Valencia stacks up locally

Valencia County's median rent of $970 and median home value of $206,800 position it as a moderately priced option in central New Mexico. While specific neighbor county data isn't available for direct comparison, Valencia's affordability metrics suggest competitive housing costs for the region, offering residents a balance between access and expense.

Where Valencia incomes go

The typical Valencia household earning $58,333 annually dedicates nearly $970 monthly to rent—about 20% of gross income—while homeowners pay roughly $798 monthly for ownership costs. This split reveals that renters in Valencia carry a slightly heavier burden than homeowners, though both groups spend less than the national standard of 30% of income on housing.

Consider Valencia for moderate living costs

If you're weighing relocation options, Valencia County offers rent-to-income ratios below the national average and median home values under $210,000, making it accessible for both renters and buyers. The county's alignment with New Mexico's affordability profile means you'll find familiar cost structures while exploring a growing central New Mexico community.

Affordability Calculator

See how your income compares to housing costs in Valencia County

$

Rent Burden

20.0%

of gross income

Max Housing (28% Rule)

$1,361

per month

Owner Cost Burden

16.4%

of gross income

The median home in Valencia County may be a stretch

Median home value is $206,800. Estimated monthly cost: $1,651 vs. your max of $1,361.

Rent Affordability Guide

Your rent-to-income ratio20.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Valencia County, New Mexico?
Valencia County, New Mexico has a median monthly rent of $970/mo and a median home value of $206,800. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Valencia County?
The median gross rent in Valencia County is $970/mo. This is 11% above state average for New Mexico.
Is Valencia County affordable?
Valencia County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Valencia County's rent compare to the state average?
Valencia County's median rent of $970/mo is 11% above state average of $876/mo for New Mexico.
What is the median home value in Valencia County?
The median home value in Valencia County, New Mexico is $206,800. This is 27% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.