Cost of Living in Rusk County, Texas

$997/mo
Median Monthly Rent
$166,900
Median Home Value

At a Glance

Median Monthly Rent
$997/mo
4% above state average
Median Home Value
$166,900
41% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Rusk County Compares

Median monthly rent comparison

Rusk County$997/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$997/mo
Median Gross Rent
$166,900
Median Home Value
$739/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Rusk County ranks #2,392 of 3,144 counties for affordability (bottom 24%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Rusk County, Texas

Rusk rents align with state average

Rusk County's 17.7% rent-to-income ratio sits just below the Texas average of 18.1%, despite median rent of $997 that exceeds the state's $963 median. With median household income of $67,506—nearly 10% above state median—Rusk manages competitive housing affordability.

Rusk achieves solid state standing

Rusk County ranks in the middle-to-upper tier of Texas counties for rental affordability, with a 17.7% ratio that beats roughly 55% of the state's counties. This East Texas community delivers respectable housing balance within its state peers.

Rusk balances well among East Texas

Rusk's 17.7% rent burden beats Red River (23.1%) and Reeves (21.1%) but trails Refugio (17.4%), Robertson (14.0%), and Roberts (14.0%). The East Texas location provides stronger income than far-rural counties, improving its housing affordability standing.

Rusk's solid economic foundation

Rusk renters earning $67,506 annually spend $997 monthly in rent—about $11,964 per year—while homeowners average $739 in monthly costs. Housing consumes roughly 18% of household income, near state average, preserving earnings for other necessities and financial goals.

East Texas value with decent income

Rusk County offers respectable affordability with median home values of $166,900 and a relatively healthy local income base of $67,506. The East Texas location provides better employment diversity than remote rural areas, making it reasonable for workers seeking affordable housing without extreme geographic isolation.

Cost of Living Advisory: Rusk County

Affordability Verdict

For renters in Rusk County, the market is affordable. Expect to pay around $997/month in gross rent, with 28.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Rusk County pay $997/month on average, compared to $739/month for homeowners. This market favors buyers by about 26%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,880/year. For owner costs at the 28% rule, the required income is roughly $31,671/year. With a median household income of $67,506, most households can comfortably afford rent here. Notably, 28.0% of renter households in Rusk County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Rusk County sits 5% more expensive than Hemphill County ($946/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Rusk County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,575

per month

Owner Cost Burden

13.1%

of gross income

You can likely afford the median home in Rusk County

Median home value is $166,900. Estimated monthly cost: $1,332 vs. your max of $1,575.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,506Needed: $39,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,506Needed: $31,671
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,506Needed: $38,842

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Rusk County, Texas?
Rusk County, Texas has a median monthly rent of $997/mo and a median home value of $166,900. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Rusk County?
The median gross rent in Rusk County is $997/mo. This is 4% above state average for Texas.
Is Rusk County affordable?
Rusk County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Rusk County's rent compare to the state average?
Rusk County's median rent of $997/mo is 4% above state average of $963/mo for Texas.
What is the median home value in Rusk County?
The median home value in Rusk County, Texas is $166,900. This is 41% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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