CostBy County

Cost of Living in Taos County, New Mexico

$1,034/mo
Median Monthly Rent
$382,800
Median Home Value

At a Glance

Median Monthly Rent
$1,034/mo
14% above state average
Median Home Value
$382,800
15% above national
Census GRAPI
34.4%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Taos County Compares

Median monthly rent comparison

Taos County$1,034/mo
New Mexico Average$905/mo
National Median$1,413/mo

Detailed Housing Stats

$1,034/mo
Median Gross Rent
$382,800
Median Home Value
$701/mo
Monthly Owner Cost
34.4%
Census GRAPI

National Ranking

Affordability Rank

Taos County ranks #1,624 of 3,142 counties for affordability (bottom 48%)

Most AffordableLeast Affordable

Sourced county brief

Taos County Official Rent-to-Income Percentage at 34.4%

The official median gross rent as a percentage of household income (GRAPI) in Taos County is 34.4%. This figure is 6.0 percentage points higher than the New Mexico unweighted county mean of 28.4%. The median gross rent in the county is $1,034, which is above the state unweighted county mean of $905. Median renter-household income was estimated at $34,041. In the owner-occupied sector, the median home value is $382,800, which is $190,073 higher than the state unweighted county mean of $192,727. Median selected monthly owner costs for all units are $701, compared to the state unweighted county mean of $711. This data represents a profile of the county's housing costs as estimated in the 2020-2024 ACS. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Taos County

Affordability Verdict

ACS B25071 estimates median gross rent at 34.4% of renter household income in Taos County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,034 per month; median selected monthly owner costs are $701. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $41,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The New Mexico unweighted mean of county median rents is $905 per month. Taos County's $1,034 median is 14.3% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Taos County

$

Rent Burden

21.0%

of gross income

Max Housing (28% Rule)

$1,376

per month

Owner Cost Burden

14.3%

of gross income

The median home in Taos County may be a stretch

Median home value is $382,800. Estimated monthly cost: $3,056 vs. your max of $1,376.

Rent Affordability Guide

Your entered rent as a share of entered income21.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,950Needed: $41,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,950Needed: $30,043
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $58,950Needed: $89,088

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Taos County, New Mexico?
Taos County, New Mexico has a median monthly rent of $1,034/mo and a median home value of $382,800. The affordability rating is Stretched, with median gross rent equal to approximately 34.4% of renter household income.
What is the median rent in Taos County?
The median gross rent in Taos County is $1,034/mo. This is 14% above state average for New Mexico.
Is Taos County affordable?
Taos County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 34.4%. Median gross rent is 30–50% of renter household income.
How does Taos County's rent compare to the state average?
Taos County's median rent of $1,034/mo is 14% above state average of $905/mo for New Mexico.
What is the median home value in Taos County?
The median home value in Taos County, New Mexico is $382,800. This is 15% above the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Taos County, New Mexico? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Taos County

Whether you're buying in Taos County, New Mexico, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.