Cost of Living in Taos County, New Mexico

$1,069/mo
Median Monthly Rent
$354,000
Median Home Value

At a Glance

Median Monthly Rent
$1,069/mo
22% above state average
Median Home Value
$354,000
26% above national
Rent-to-Income Ratio
34.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Taos County Compares

Median monthly rent comparison

Taos County$1,069/mo
New Mexico Average$876/mo
National Median$1,163/mo

Detailed Housing Stats

$1,069/mo
Median Gross Rent
$354,000
Median Home Value
$695/mo
Monthly Owner Cost
34.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Taos County ranks #1,772 of 3,144 counties for affordability (bottom 44%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Taos County, New Mexico

Taos rents approach national burden despite lower income

Taos County's 21.8% rent-to-income ratio exceeds the national baseline, with median household income of $58,908 falling $15,847 below the U.S. average. The gap reflects Taos's status as an arts-focused destination where rents ($1,069) reflect demand from affluent transplants and visitors.

Second-priciest market in New Mexico

Taos ranks second only to Santa Fe among New Mexico's most expensive housing markets, with a 21.8% rent-to-income ratio exceeding the state average of 19.4%. The county attracts artistic communities and outdoor enthusiasts willing to pay premium prices for lifestyle amenities.

Premium prices for artistic mountain living

Taos's $1,069 median rent trails Santa Fe ($1,318) and Sandoval ($1,408) but vastly exceeds rural competitors like Socorro ($653). Home values ($354,000) position Taos as the region's second-most-expensive market, behind only Santa Fe.

Arts appeal commands housing premium

Taos residents earning $58,908 annually spend $1,069 monthly on rent (21.8% of gross income), the second-highest proportional burden in the region. Homeowners allocate $695 monthly toward properties averaging $354,000, reflecting Taos's appeal to affluent transplants seeking cultural engagement.

Taos suits creative professionals with savings

Relocate to Taos if you value artistic community and outdoor recreation enough to afford above-state-average housing costs. The county offers less extreme prices than Santa Fe while maintaining comparable cultural amenities, making it ideal for creative professionals.

Cost of Living Advisory: Taos County

Affordability Verdict

For renters in Taos County, the market is affordable. Expect to pay around $1,069/month in gross rent, with 34.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Taos County is $1,069/month, while owner costs run $695/month. Owning saves approximately $374/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $42,760/year. For owner costs at the 28% rule, the required income is roughly $29,786/year. With a median household income of $58,908, most households can comfortably afford rent here. Notably, 34.0% of renter households in Taos County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Curry County where rent averages $987/month, Taos County is approximately 8% more expensive.

Affordability Calculator

See how your income compares to housing costs in Taos County

$

Rent Burden

21.8%

of gross income

Max Housing (28% Rule)

$1,375

per month

Owner Cost Burden

14.2%

of gross income

The median home in Taos County may be a stretch

Median home value is $354,000. Estimated monthly cost: $2,826 vs. your max of $1,375.

Rent Affordability Guide

Your rent-to-income ratio21.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,908Needed: $42,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,908Needed: $29,786
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $58,908Needed: $82,385

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Taos County, New Mexico?
Taos County, New Mexico has a median monthly rent of $1,069/mo and a median home value of $354,000. The affordability rating is Unaffordable, with rent making up approximately 34.0% of median household income.
What is the median rent in Taos County?
The median gross rent in Taos County is $1,069/mo. This is 22% above state average for New Mexico.
Is Taos County affordable?
Taos County is rated Unaffordable based on rent-to-income ratio of 34.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Taos County's rent compare to the state average?
Taos County's median rent of $1,069/mo is 22% above state average of $876/mo for New Mexico.
What is the median home value in Taos County?
The median home value in Taos County, New Mexico is $354,000. This is 26% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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