Cost of Living in Saline County, Arkansas

$980/mo
Median Monthly Rent
$211,700
Median Home Value

At a Glance

Median Monthly Rent
$980/mo
29% above state average
Median Home Value
$211,700
25% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Saline County Compares

Median monthly rent comparison

Saline County$980/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$980/mo
Median Gross Rent
$211,700
Median Home Value
$1,024/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Saline County ranks #2,178 of 3,144 counties for affordability (bottom 31%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Saline County, Arkansas

Saline County beats national affordability norms

Saline County renters spend 15.4% of income on housing, well below the national average and indicating strong affordability despite higher absolute rents. This favorable ratio reflects Saline's above-average household income of $76,534—the highest in this dataset.

Saline ranks best by income-adjusted standards

While Saline's median rent of $980 is the second-highest here, its 15.4% rent-to-income ratio beats the state average (18.1%) thanks to significantly higher local earnings. Saline residents earn roughly $22,000 more annually than the state median household.

Premium rents offset by premium incomes

Saline County's $980 rent ranks high—exceeded only by Pulaski's $1,036—yet affordability remains excellent due to median income of $76,534. This creates a market where higher-earning households secure modern housing without affordability strain, unlike lower-income Pulaski renters.

Higher incomes absorb higher housing costs

Saline County residents earn $76,534 annually, with renters spending $980/month (15.4% of income) and homeowners $1,024/month (16.1%). Despite the highest absolute housing costs alongside Pulaski, Saline's income level ensures manageable affordability ratios.

Saline for upscale affordability

Relocating to Saline County makes sense if your income approaches or exceeds the $76,534 median—you'll enjoy newer homes (median value $211,700) with solid affordability. Compare your expected salary to Pulaski's $60,385 median: if you exceed Saline's baseline, housing feels truly affordable.

Cost of Living Advisory: Saline County

Affordability Verdict

Housing in Saline County is affordable. The median rent is $980/month against a median household income of $76,534, putting rent at 15.4% of income.

Rent vs. Own

At $980/month rent versus $1,024/month in owner costs, renting is roughly $44/month cheaper — a 4% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,200/year. For owner costs at the 28% rule, the required income is roughly $43,886/year. With a median household income of $76,534, most households can comfortably afford rent here. Notably, 25.0% of renter households in Saline County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Arkansas, Saline County is less affordable than Pulaski County by roughly 5% ($980/mo vs $1,036/mo).

Affordability Calculator

See how your income compares to housing costs in Saline County

$

Rent Burden

15.4%

of gross income

Max Housing (28% Rule)

$1,786

per month

Owner Cost Burden

16.1%

of gross income

You can likely afford the median home in Saline County

Median home value is $211,700. Estimated monthly cost: $1,690 vs. your max of $1,786.

Rent Affordability Guide

Your rent-to-income ratio15.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,534Needed: $39,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,534Needed: $43,886
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,534Needed: $49,268

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Saline County, Arkansas?
Saline County, Arkansas has a median monthly rent of $980/mo and a median home value of $211,700. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Saline County?
The median gross rent in Saline County is $980/mo. This is 29% above state average for Arkansas.
Is Saline County affordable?
Saline County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Saline County's rent compare to the state average?
Saline County's median rent of $980/mo is 29% above state average of $760/mo for Arkansas.
What is the median home value in Saline County?
The median home value in Saline County, Arkansas is $211,700. This is 25% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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