Cost of Living in Roosevelt County, New Mexico

$863/mo
Median Monthly Rent
$136,000
Median Home Value

At a Glance

Median Monthly Rent
$863/mo
1% below state average
Median Home Value
$136,000
52% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Roosevelt County Compares

Median monthly rent comparison

Roosevelt County$863/mo
New Mexico Average$876/mo
National Median$1,163/mo

Detailed Housing Stats

$863/mo
Median Gross Rent
$136,000
Median Home Value
$868/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Roosevelt County ranks #2,389 of 3,144 counties for affordability (bottom 24%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Roosevelt County, New Mexico

Roosevelt County near-parity affordability

Roosevelt County's 19.8% rent-to-income ratio sits just above New Mexico's 19.4% state average and aligns closely with national affordability norms. With median household income of $52,445 and rents at $863 monthly, Roosevelt County residents enjoy near-balanced housing costs relative to peers.

Average affordability, moderate rents

Roosevelt County's 19.8% rent-to-income ratio slightly exceeds New Mexico's 19.4% average, placing it in the middle tier for state affordability. At $863 monthly rent—above the state median of $876—Roosevelt balances reasonable costs with moderate county incomes.

Mid-range rents in regional context

Roosevelt County's $863 rent ranks mid-range among these eight counties, higher than rural peers like Quay ($752) and Luna ($685) but lower than Otero ($926) and San Juan ($917). This pricing reflects Roosevelt's positioning between remote rural areas and more developed regional markets.

Unusual: renters and owners cost equally

Roosevelt County presents a rare affordability profile where renters and homeowners pay nearly identical housing costs: $863 monthly rent versus $868 ownership at median. With median income of $52,445, both groups spend approximately 19.8-19.9% of gross income on housing—an unusual equilibrium.

Balanced housing market, equal access

Roosevelt County offers balanced affordability for both renters and homeowners, with near-identical monthly costs and median home values of $136,000. Relocators can choose tenure based on preference rather than affordability pressure, making Roosevelt an accessible option for diverse housing needs.

Cost of Living Advisory: Roosevelt County

Affordability Verdict

Roosevelt County is affordable for renters, with a median gross rent of $863/month representing approximately 19.7% of median household income. The rent burden (GRAPI) stands at 29.0%.

Rent vs. Own

The median rent in Roosevelt County is $863/month, while owner costs run $868/month. Renting saves approximately $5/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,520/year. For owner costs at the 28% rule, the required income is roughly $37,200/year. With a median household income of $52,445, most households can comfortably afford rent here. Notably, 29.0% of renter households in Roosevelt County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Grant County where rent averages $810/month, Roosevelt County is approximately 7% more expensive.

Affordability Calculator

See how your income compares to housing costs in Roosevelt County

$

Rent Burden

19.7%

of gross income

Max Housing (28% Rule)

$1,224

per month

Owner Cost Burden

19.9%

of gross income

You can likely afford the median home in Roosevelt County

Median home value is $136,000. Estimated monthly cost: $1,086 vs. your max of $1,224.

Rent Affordability Guide

Your rent-to-income ratio19.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,445Needed: $34,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,445Needed: $37,200
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,445Needed: $31,651

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Roosevelt County, New Mexico?
Roosevelt County, New Mexico has a median monthly rent of $863/mo and a median home value of $136,000. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Roosevelt County?
The median gross rent in Roosevelt County is $863/mo. This is 1% below state average for New Mexico.
Is Roosevelt County affordable?
Roosevelt County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Roosevelt County's rent compare to the state average?
Roosevelt County's median rent of $863/mo is 1% below state average of $876/mo for New Mexico.
What is the median home value in Roosevelt County?
The median home value in Roosevelt County, New Mexico is $136,000. This is 52% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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