Cost of Living in McCracken County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How McCracken County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in McCracken County, Kentucky
McCracken rents stress middle-class budgets
McCracken County residents spend 16.6% of income on rent—just below Kentucky's 17% average but above many peer counties—while earning $62,385 close to but still below the national $74,755. The $861 monthly rent is the region's highest, reflecting more competitive local housing.
Slightly above average housing burden
McCracken's 16.6% rent-to-income ratio edges above Kentucky's 17.0% state average, while its $861 median rent exceeds the state median of $771 by $90. This combination signals McCracken's housing is pricier relative to state norms.
Region's priciest rental market
McCracken's $861 median rent tops all neighbors—Madison ($851), Marshall ($773), Marion ($731), Mason ($724), and Martin ($441)—reflecting its larger urban center (Paducah) and stronger regional demand. Only Madison approaches these rent levels.
Ownership costs rival high rents
McCracken renters pay $861 monthly (16.6% of income) while owners spend nearly identical $851, both sums reflecting a competitive housing market. The median home value of $182,900 positions homeownership as a modest step up from renting but still substantial for a $62,385 household.
McCracken offers amenities at a price
McCracken's higher costs reflect a more developed regional economy (Paducah), so compare the $861 rent against job opportunities and services before deciding. If rural affordability matters more than urban access, Marion ($731) or Marshall ($773) offer better value.
Affordability Calculator
See how your income compares to housing costs in McCracken County
Rent Burden
16.6%
of gross income
Max Housing (28% Rule)
$1,456
per month
Owner Cost Burden
16.4%
of gross income
The median home in McCracken County may be a stretch
Median home value is $182,900. Estimated monthly cost: $1,460 vs. your max of $1,456.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.