Cost of Living in Ohio County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Ohio County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Ohio County ranks #120 of 3,144 counties for affordability (top 4%)
Data Story
About Cost of Living in Ohio County, Indiana
Ohio County rents slightly elevated.
At 15.1%, Ohio County's rent-to-income ratio edges above the national standard, placing it just below what most American renters experience. The $852 monthly rent reflects a moderate cost relative to the county's $67,942 median household income, though less generous than national averages.
Mid-range affordability in Indiana.
Ohio County's 15.1% rent-to-income ratio sits just below Indiana's 15.6% state average, keeping it competitive with other counties statewide. This near-average standing suggests Ohio County offers typical Indiana-level housing costs without premium pricing.
Pricier rentals, pricier homes.
Ohio County's $852 rent is higher than Noble County ($776) and Orange County ($838), reflecting its position as a slightly pricier option in the region. However, its median home value of $193,500 remains reasonable for homebuyers seeking moderate-priced properties.
Housing splits income fairly evenly.
The typical Ohio County household earning $67,942 spends 15.1% of income on rent ($852/month) or 16.8% on mortgage costs ($946/month). This balanced housing burden leaves meaningful income available for other expenses, though less cushion than lower-cost counties nearby.
Balanced living near larger markets.
Ohio County offers reasonable housing costs with proximity to regional opportunities, making it smart for those seeking affordability plus accessibility. Run the numbers against your current situation—the moderate rent might free up budget room while keeping you near what you need.
Cost of Living Advisory: Ohio County
Affordability Verdict
For renters in Ohio County, the market is affordable. Expect to pay around $852/month in gross rent, with 34.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Ohio County pay $852/month on average, compared to $946/month for homeowners. This market favors renters by about 10%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,080/year. For owner costs at the 28% rule, the required income is roughly $40,543/year. With a median household income of $67,942, most households can comfortably afford rent here. Notably, 34.0% of renter households in Ohio County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Indiana, Ohio County is more affordable than Dubois County by roughly 6% ($852/mo vs $801/mo).
Affordability Calculator
See how your income compares to housing costs in Ohio County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,585
per month
Owner Cost Burden
16.7%
of gross income
You can likely afford the median home in Ohio County
Median home value is $193,500. Estimated monthly cost: $1,545 vs. your max of $1,585.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Ohio County, Indiana?
What is the median rent in Ohio County?
Is Ohio County affordable?
How does Ohio County's rent compare to the state average?
What is the median home value in Ohio County?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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