Cost of Living in Sussex County, New Jersey

$1,503/mo
Median Monthly Rent
$342,800
Median Home Value

At a Glance

Median Monthly Rent
$1,503/mo
5% below state average
Median Home Value
$342,800
22% above national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sussex County Compares

Median monthly rent comparison

Sussex County$1,503/mo
New Jersey Average$1,577/mo
National Median$1,163/mo

Detailed Housing Stats

$1,503/mo
Median Gross Rent
$342,800
Median Home Value
$2,006/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Sussex County ranks #1,247 of 3,144 counties for affordability (top 40%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Sussex County, New Jersey

Sussex balances strong income with modest rents

Sussex County's 15.8% rent-to-income ratio is among America's most affordable, powered by a median household income of $114,316 and moderate rents of $1,503. This combination leaves residents significantly more disposable income than typical American households.

Sussex ranks highly affordable statewide

Sussex's 15.8% rent-to-income ratio bests New Jersey's 19.1% state average, putting it in the upper tier of affordable counties. Only Somerset matches or exceeds Sussex's affordability advantage in the state.

Sussex offers middle ground on costs

Sussex rents of $1,503 split the difference between Salem's $1,185 and Somerset's $1,921, while home values of $342,800 position it firmly in the middle of this county cohort. Its $114,316 median income exceeds Salem but trails Somerset, making it a balanced choice.

Sussex keeps housing below 16% of income

Renters pay $1,503 monthly and homeowners $2,006, together consuming just 15.8% of the $114,316 median household income. This efficiency means Sussex residents retain roughly $9,500+ monthly for other priorities after typical housing expenses.

Sussex offers suburban comfort affordably

Relocating professionals seeking a blend of reasonable housing costs, strong schools, and outdoor recreation should evaluate Sussex's favorable rent-to-income ratio and growing bedroom-community appeal. Compare Sussex's metrics to your current area and local job opportunities before deciding.

Cost of Living Advisory: Sussex County

Affordability Verdict

For renters in Sussex County, the market is affordable. Expect to pay around $1,503/month in gross rent, with 31.0% of renter households considered cost-burdened.

Rent vs. Own

At $1,503/month rent versus $2,006/month in owner costs, renting is roughly $503/month cheaper — a 25% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $60,120/year. For owner costs at the 28% rule, the required income is roughly $85,971/year. With a median household income of $114,316, most households can comfortably afford rent here. Notably, 31.0% of renter households in Sussex County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Sussex County sits 10% more expensive than Warren County ($1,368/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Sussex County

$

Rent Burden

15.8%

of gross income

Max Housing (28% Rule)

$2,667

per month

Owner Cost Burden

21.1%

of gross income

The median home in Sussex County may be a stretch

Median home value is $342,800. Estimated monthly cost: $2,737 vs. your max of $2,667.

Rent Affordability Guide

Your rent-to-income ratio15.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $114,316Needed: $60,120
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $114,316Needed: $85,971
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $114,316Needed: $79,779

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Sussex County, New Jersey?
Sussex County, New Jersey has a median monthly rent of $1,503/mo and a median home value of $342,800. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Sussex County?
The median gross rent in Sussex County is $1,503/mo. This is 5% below state average for New Jersey.
Is Sussex County affordable?
Sussex County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sussex County's rent compare to the state average?
Sussex County's median rent of $1,503/mo is 5% below state average of $1,577/mo for New Jersey.
What is the median home value in Sussex County?
The median home value in Sussex County, New Jersey is $342,800. This is 22% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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