Cost of Living in Sussex County, New Jersey
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Sussex County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Sussex County ranks #1,247 of 3,144 counties for affordability (top 40%)
Data Story
About Cost of Living in Sussex County, New Jersey
Sussex balances strong income with modest rents
Sussex County's 15.8% rent-to-income ratio is among America's most affordable, powered by a median household income of $114,316 and moderate rents of $1,503. This combination leaves residents significantly more disposable income than typical American households.
Sussex ranks highly affordable statewide
Sussex's 15.8% rent-to-income ratio bests New Jersey's 19.1% state average, putting it in the upper tier of affordable counties. Only Somerset matches or exceeds Sussex's affordability advantage in the state.
Sussex offers middle ground on costs
Sussex rents of $1,503 split the difference between Salem's $1,185 and Somerset's $1,921, while home values of $342,800 position it firmly in the middle of this county cohort. Its $114,316 median income exceeds Salem but trails Somerset, making it a balanced choice.
Sussex keeps housing below 16% of income
Renters pay $1,503 monthly and homeowners $2,006, together consuming just 15.8% of the $114,316 median household income. This efficiency means Sussex residents retain roughly $9,500+ monthly for other priorities after typical housing expenses.
Sussex offers suburban comfort affordably
Relocating professionals seeking a blend of reasonable housing costs, strong schools, and outdoor recreation should evaluate Sussex's favorable rent-to-income ratio and growing bedroom-community appeal. Compare Sussex's metrics to your current area and local job opportunities before deciding.
Cost of Living Advisory: Sussex County
Affordability Verdict
For renters in Sussex County, the market is affordable. Expect to pay around $1,503/month in gross rent, with 31.0% of renter households considered cost-burdened.
Rent vs. Own
At $1,503/month rent versus $2,006/month in owner costs, renting is roughly $503/month cheaper — a 25% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $60,120/year. For owner costs at the 28% rule, the required income is roughly $85,971/year. With a median household income of $114,316, most households can comfortably afford rent here. Notably, 31.0% of renter households in Sussex County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Sussex County sits 10% more expensive than Warren County ($1,368/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Sussex County
Rent Burden
15.8%
of gross income
Max Housing (28% Rule)
$2,667
per month
Owner Cost Burden
21.1%
of gross income
The median home in Sussex County may be a stretch
Median home value is $342,800. Estimated monthly cost: $2,737 vs. your max of $2,667.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Sussex County, New Jersey?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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