Cost of Living in Washington County, Nebraska

$958/mo
Median Monthly Rent
$278,300
Median Home Value

At a Glance

Median Monthly Rent
$958/mo
22% above state average
Median Home Value
$278,300
1% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Washington County Compares

Median monthly rent comparison

Washington County$958/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$958/mo
Median Gross Rent
$278,300
Median Home Value
$1,363/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Washington County ranks #1,063 of 3,144 counties for affordability (top 34%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Washington County, Nebraska

Washington County rents beat national affordability

At 12.8%, Washington County's rent-to-income ratio sits comfortably below the national average, meaning renters here spend less of their paycheck on housing than typical Americans. With a median household income of $90,188—well above the national median of $74,755—residents enjoy stronger purchasing power for both renting and buying.

Best rental affordability in Nebraska

Washington County ranks among Nebraska's most affordable counties for renters, with a 12.8% rent-to-income ratio that beats the state average of 14.2%. The county's median rent of $958 is higher than Nebraska's average of $783, but incomes are strong enough to make it work.

Pricier than neighbors, stronger incomes

Washington County's median rent of $958 runs $175 higher than Wayne County and $285 more than Wheeler County, though it's offset by the county's substantially higher median income of $90,188. Among nearby rural counties, Washington stands out as the most affluent, justifying its higher housing costs.

Housing costs and income breakdown

Renters spend about $958 monthly while homeowners pay $1,363, consuming 12.8% and 18.1% of median income respectively. The median home value of $278,300 reflects a stable, moderately priced housing market where both renters and owners spend reasonable portions of their earnings on shelter.

Consider Washington for stability

If you're seeking a Nebraska county with strong incomes, reasonable rents, and solid homeownership opportunities, Washington County delivers on all three fronts. The county's favorable rent-to-income ratio and above-average household income make it an attractive option for families or professionals relocating from more expensive regions.

Cost of Living Advisory: Washington County

Affordability Verdict

Housing in Washington County is affordable. The median rent is $958/month against a median household income of $90,188, putting rent at 12.7% of income.

Rent vs. Own

Renters in Washington County pay $958/month on average, compared to $1,363/month for homeowners. This market favors renters by about 30%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,320/year. For owner costs at the 28% rule, the required income is roughly $58,414/year. With a median household income of $90,188, most households can comfortably afford rent here. Notably, 27.0% of renter households in Washington County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Nebraska, Washington County is more affordable than Otoe County by roughly 6% ($958/mo vs $905/mo).

Affordability Calculator

See how your income compares to housing costs in Washington County

$

Rent Burden

12.7%

of gross income

Max Housing (28% Rule)

$2,104

per month

Owner Cost Burden

18.1%

of gross income

The median home in Washington County may be a stretch

Median home value is $278,300. Estimated monthly cost: $2,222 vs. your max of $2,104.

Rent Affordability Guide

Your rent-to-income ratio12.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $90,188Needed: $38,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $90,188Needed: $58,414
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $90,188Needed: $64,768

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Washington County, Nebraska?
Washington County, Nebraska has a median monthly rent of $958/mo and a median home value of $278,300. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Washington County?
The median gross rent in Washington County is $958/mo. This is 22% above state average for Nebraska.
Is Washington County affordable?
Washington County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Washington County's rent compare to the state average?
Washington County's median rent of $958/mo is 22% above state average of $783/mo for Nebraska.
What is the median home value in Washington County?
The median home value in Washington County, Nebraska is $278,300. This is 1% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Washington County, Nebraska? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Washington County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.