Cost of Living in Catawba County, North Carolina

$891/mo
Median Monthly Rent
$218,100
Median Home Value
5% below state averageUnaffordable

At a Glance

Median Monthly Rent
$891/mo
5% below state average
Median Home Value
$218,100
23% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Catawba County Compares

Median monthly rent comparison

Catawba County$891/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$891/mo
Median Gross Rent
$218,100
Median Home Value
$870/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Catawba County, North Carolina

Catawba rent burden trails national average

Catawba County's 16.6% rent-to-income ratio outperforms the nation, where renters typically spend a higher share of earnings on housing. With median rent at $891 and household income at $64,544, Catawba offers a workable balance compared to the national median income of $74,755.

Midfield affordability for North Carolina

Catawba's 16.6% rent-to-income ratio runs below North Carolina's 18.6% state average, placing the county in a favorable position for renters statewide. The $891 median rent reflects modest regional demand while incomes remain strong enough to absorb housing costs without undue strain.

Price premium over rural peers

Catawba's $891 rent runs higher than Caswell County ($699) and Cherokee County ($800), reflecting its stronger economic base and urban-adjacent positioning near Charlotte. Homebuyers will find median values at $218,100, higher than rural neighbors but below state hot spots like Chatham County at $397,800.

Balanced housing and income landscape

Catawba households split housing costs nearly evenly between renters and owners—16.6% to income for rent and 16.2% for mortgages on a $64,544 median income. This balance reflects steady employment in manufacturing and services, allowing residents to manage both rental and ownership pathways.

Solid middle ground for NC relocators

Catawba County offers middle-of-the-road housing costs and strong job markets centered on Hickory, making it appealing for families seeking stability between rural and urban options. Your rent-to-income ratio of 16.6% leaves room to build savings while enjoying a growing regional economy.

Affordability Calculator

See how your income compares to housing costs in Catawba County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,506

per month

Owner Cost Burden

16.2%

of gross income

The median home in Catawba County may be a stretch

Median home value is $218,100. Estimated monthly cost: $1,741 vs. your max of $1,506.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Catawba County, North Carolina?
Catawba County, North Carolina has a median monthly rent of $891/mo and a median home value of $218,100. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Catawba County?
The median gross rent in Catawba County is $891/mo. This is 5% below state average for North Carolina.
Is Catawba County affordable?
Catawba County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Catawba County's rent compare to the state average?
Catawba County's median rent of $891/mo is 5% below state average of $938/mo for North Carolina.
What is the median home value in Catawba County?
The median home value in Catawba County, North Carolina is $218,100. This is 23% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.