Cost of Living in Nacogdoches County, Texas

$923/mo
Median Monthly Rent
$158,200
Median Home Value
4% below state averageUnaffordable

At a Glance

Median Monthly Rent
$923/mo
4% below state average
Median Home Value
$158,200
44% below national
Rent-to-Income Ratio
34.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Nacogdoches County Compares

Median monthly rent comparison

Nacogdoches County$923/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$923/mo
Median Gross Rent
$158,200
Median Home Value
$699/mo
Monthly Owner Cost
34.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Nacogdoches County, Texas

Nacogdoches struggles with affordability stress

Nacogdoches County renters spend 21.5% of income on housing, significantly exceeding both the Texas average (18.1%) and indicating affordability strain. The median household income of $51,528 is notably below the national average, creating genuine housing cost pressure for renters.

Above-average housing cost burden statewide

Nacogdoches County's 21.5% rent-to-income ratio ranks above the Texas state average, placing it among the state's less affordable counties. Despite modest home values of $158,200, renters here face disproportionate cost burdens relative to available incomes.

Nacogdoches faces affordability challenges

Nacogdoches County's $923 median rent falls between neighboring Navarro County ($1,039) and Morris County ($824), but its lower $51,528 median income results in the region's highest rent-to-income ratio at 21.5%. This disparity signals housing cost strain relative to economic capacity.

Nacogdoches budget constraint reality

Renters allocate $923 monthly while homeowners pay $699 against a $51,528 median household income. At 21.5% of income devoted to rent, Nacogdoches households face genuine affordability pressure, limiting savings and discretionary spending.

Nacogdoches requires income growth strategy

Nacogdoches County presents affordability challenges that demand careful financial planning; the 21.5% rent-to-income ratio suggests limited margin for error. Consider this location only if you have clear employment prospects exceeding the county's $51,528 median income, or if moving from an even more expensive market.

Affordability Calculator

See how your income compares to housing costs in Nacogdoches County

$

Rent Burden

21.5%

of gross income

Max Housing (28% Rule)

$1,202

per month

Owner Cost Burden

16.3%

of gross income

The median home in Nacogdoches County may be a stretch

Median home value is $158,200. Estimated monthly cost: $1,263 vs. your max of $1,202.

Rent Affordability Guide

Your rent-to-income ratio21.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Nacogdoches County, Texas?
Nacogdoches County, Texas has a median monthly rent of $923/mo and a median home value of $158,200. The affordability rating is Unaffordable, with rent making up approximately 34.0% of median household income.
What is the median rent in Nacogdoches County?
The median gross rent in Nacogdoches County is $923/mo. This is 4% below state average for Texas.
Is Nacogdoches County affordable?
Nacogdoches County is rated Unaffordable based on rent-to-income ratio of 34.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Nacogdoches County's rent compare to the state average?
Nacogdoches County's median rent of $923/mo is 4% below state average of $963/mo for Texas.
What is the median home value in Nacogdoches County?
The median home value in Nacogdoches County, Texas is $158,200. This is 44% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.