Cost of Living in Winnebago County, Wisconsin

$924/mo
Median Monthly Rent
$208,600
Median Home Value

At a Glance

Median Monthly Rent
$924/mo
4% above state average
Median Home Value
$208,600
26% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Winnebago County Compares

Median monthly rent comparison

Winnebago County$924/mo
Wisconsin Average$891/mo
National Median$1,163/mo

Detailed Housing Stats

$924/mo
Median Gross Rent
$208,600
Median Home Value
$1,121/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Winnebago County ranks #2,015 of 3,144 counties for affordability (bottom 36%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Winnebago County, Wisconsin

Winnebago slightly above national benchmark

Winnebago County's 15.2% rent-to-income ratio exceeds the national 14.9%, placing modest pressure on renters despite a median household income of $72,873 just below the national average. At $924 monthly rent, Winnebago costs more than rural peers but less than wealthy suburbs.

Mid-range affordability across Wisconsin

Winnebago ranks solidly average among Wisconsin counties with a 15.2% rent-to-income ratio slightly above the state's 14.9% and rents of $924 versus $891 statewide. The county offers moderate housing costs without the affordability premiums of its rural neighbors.

More expensive than rural, cheaper than suburbs

Winnebago's $924 rent sits between rural bargains like Waushara ($789) and Washburn ($815) and suburban demands like Walworth ($1,090) and Waukesha ($1,300). The county serves as the affordability bridge between Wisconsin's rural and urban housing markets.

Renting and owning roughly balanced

Winnebago renters spend 15.2% of income on housing while homeowners spend 18.5%, reflecting modest income growth. With median home values at $208,600, the county's $72,873 income supports both markets reasonably well.

Relocate for balance, not bargains

Winnebago County offers solid middle-ground housing costs without the premium pricing of wealthy suburbs or the rural isolation of budget alternatives. Move here if you value community amenities and moderate affordability over extreme bargain-hunting.

Cost of Living Advisory: Winnebago County

Affordability Verdict

Housing in Winnebago County is affordable. The median rent is $924/month against a median household income of $72,873, putting rent at 15.2% of income.

Rent vs. Own

Renters in Winnebago County pay $924/month on average, compared to $1,121/month for homeowners. This market favors renters by about 18%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $36,960/year. For owner costs at the 28% rule, the required income is roughly $48,043/year. With a median household income of $72,873, most households can comfortably afford rent here. Notably, 25.0% of renter households in Winnebago County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Wisconsin, Winnebago County is less affordable than Eau Claire County by roughly 5% ($924/mo vs $977/mo).

Affordability Calculator

See how your income compares to housing costs in Winnebago County

$

Rent Burden

15.2%

of gross income

Max Housing (28% Rule)

$1,700

per month

Owner Cost Burden

18.5%

of gross income

You can likely afford the median home in Winnebago County

Median home value is $208,600. Estimated monthly cost: $1,665 vs. your max of $1,700.

Rent Affordability Guide

Your rent-to-income ratio15.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,873Needed: $36,960
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,873Needed: $48,043
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,873Needed: $48,547

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Winnebago County, Wisconsin?
Winnebago County, Wisconsin has a median monthly rent of $924/mo and a median home value of $208,600. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Winnebago County?
The median gross rent in Winnebago County is $924/mo. This is 4% above state average for Wisconsin.
Is Winnebago County affordable?
Winnebago County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Winnebago County's rent compare to the state average?
Winnebago County's median rent of $924/mo is 4% above state average of $891/mo for Wisconsin.
What is the median home value in Winnebago County?
The median home value in Winnebago County, Wisconsin is $208,600. This is 26% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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