Cost of Living in Adams County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Adams County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Adams County, Nebraska
Adams rents bite harder than average
Adams County renters spend 15.6% of their income on rent, outpacing the national average of about 14% and putting housing costs firmly in the "cost-burdened" category. The median household here earns $65,680—roughly $9,000 less than the U.S. median—while rents average $853 per month, the highest gap between income and housing costs among comparable counties.
Above average for Nebraska
Adams County's 15.6% rent-to-income ratio ranks it as more costly than most Nebraska counties and notably higher than the state average of 14.2%. At $853 monthly, Adams rents run $70 above the state median, making it one of Nebraska's pricier rental markets despite moderate home prices.
Pricier than surrounding counties
Adams County renters face steeper costs than nearby Antelope County ($746) and Blaine County ($786), though they pay less than Banner County ($975). Among peers with similar population and geography, Adams stands out for the disconnect between modest wages and elevated rental demand.
Rent and mortgage split the burden
Renters spend $853 monthly while homeowners carry $956 in mortgage costs—nearly identical burdens that collectively consume significant income. With a median income of $65,680 annually ($5,473 monthly), both housing groups stretch toward the 20% affordability threshold, leaving limited room for other expenses.
Consider affordability before relocating
If you're eyeing Adams County, compare your rent expectations against the 15.6% benchmark: households earning under $65,000 will likely feel housing squeeze. Exploring nearby Antelope or Blaine counties could unlock modest savings while keeping you in rural Nebraska's social fabric.
Affordability Calculator
See how your income compares to housing costs in Adams County
Rent Burden
15.6%
of gross income
Max Housing (28% Rule)
$1,533
per month
Owner Cost Burden
17.5%
of gross income
You can likely afford the median home in Adams County
Median home value is $185,800. Estimated monthly cost: $1,483 vs. your max of $1,533.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.