Cost of Living in Murray County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Murray County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Murray County ranks #502 of 3,144 counties for affordability (top 16%)
Data Story
About Cost of Living in Murray County, Georgia
Murray County beats national affordability
At 14.6%, Murray County's rent-to-income ratio significantly undercuts the national norm, meaning residents spend less of their paychecks on housing than typical Americans. The county's $828 monthly rent sits well below what national averages would predict for a household earning $67,880 annually.
Georgia's most affordable county housing
Murray County ranks among Georgia's best for housing affordability, with a rent-to-income ratio of 14.6% compared to the state average of 18.6%. At $828/month, median rent here runs $99 cheaper than Georgia's statewide average of $927.
Northwest Georgia's budget-friendly option
Murray County's $828 rent and $677 monthly ownership costs make it one of the most accessible counties in its region. Neighboring Oglethorpe County ($832 rent) offers similarly tight affordability, while Paulding County's $1,622 rent shows the steep climb in nearby metro-adjacent areas.
Housing takes modest slice of income
Murray County households dedicate 14.6% of income to rent, leaving 85.4% for other expenses—a healthy cushion by any measure. Homeownership is even more accessible, with a monthly cost of just $677 against the $67,880 median household income.
Consider Murray for affordable living
If housing costs are your primary concern, Murray County's combination of low rent ($828) and manageable ownership expenses ($677) makes it worth serious consideration. The county's 14.6% rent-to-income ratio means more money stays in your pocket for savings, family, and community.
Cost of Living Advisory: Murray County
Affordability Verdict
Murray County is affordable for renters, with a median gross rent of $828/month representing approximately 14.6% of median household income. The rent burden (GRAPI) stands at 23.0%.
Rent vs. Own
The median rent in Murray County is $828/month, while owner costs run $677/month. Owning saves approximately $151/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,120/year. For owner costs at the 28% rule, the required income is roughly $29,014/year. With a median household income of $67,880, most households can comfortably afford rent here. Notably, 23.0% of renter households in Murray County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Murray County sits 7% more expensive than Mitchell County ($776/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Murray County
Rent Burden
14.6%
of gross income
Max Housing (28% Rule)
$1,584
per month
Owner Cost Burden
12.0%
of gross income
You can likely afford the median home in Murray County
Median home value is $173,300. Estimated monthly cost: $1,384 vs. your max of $1,584.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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