Cost of Living in Sumter County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Sumter County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Sumter County, Georgia
Sumter's rent squeeze vs. America
Sumter County renters spend 24.3% of their income on rent, well above the national sweet spot of 18.6%. Households earning $41,877 annually face tighter housing costs than the typical American household making $74,755, putting affordability pressure on local renters.
Where Sumter ranks in Georgia
Sumter's 24.3% rent-to-income ratio ranks among Georgia's least affordable counties, significantly straining households compared to the state average of 18.6%. The median rent of $847 is actually below Georgia's $927 state average, but lower incomes make the burden proportionally heavier.
Sumter vs. neighboring counties
Sumter renters pay more of their paycheck for housing than residents in nearby Taliaferro (17.9%) and Tattnall (15.1%), despite comparable rent levels. Talbot County, with similar median rent ($950), imposes even higher rent stress at 25.3%.
How housing dollars divide
Sumter renters spend $847 monthly while owners pay $772, but the real story is income: renters lose nearly a quarter of earnings to housing, while owners spend 22.1% of income on mortgage and property costs. At $41,877 median household income, residents have less cushion for non-housing expenses than most Georgians.
Consider Sumter for affordability
If you're relocating to rural Georgia, Sumter offers modest rents and home values ($122,300) below state norms, though incomes are lower too. Prospective movers should compare job opportunities carefully—affordable housing matters little without stable, adequate income to match.
Affordability Calculator
See how your income compares to housing costs in Sumter County
Rent Burden
24.3%
of gross income
Max Housing (28% Rule)
$977
per month
Owner Cost Burden
22.1%
of gross income
You can likely afford the median home in Sumter County
Median home value is $122,300. Estimated monthly cost: $976 vs. your max of $977.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Sumter County, Georgia?
What is the median rent in Sumter County?
Is Sumter County affordable?
How does Sumter County's rent compare to the state average?
What is the median home value in Sumter County?
Planning a Move?
Researching the cost of living in Sumter County, Georgia? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCounties with Similar Housing Costs
Compare Mortgage Rates in Sumter County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.