Cost of Living in Wayne County, Missouri

$632/mo
Median Monthly Rent
$113,100
Median Home Value

At a Glance

Median Monthly Rent
$632/mo
18% below state average
Median Home Value
$113,100
60% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Wayne County Compares

Median monthly rent comparison

Wayne County$632/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$632/mo
Median Gross Rent
$113,100
Median Home Value
$494/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Wayne County ranks #1,604 of 3,144 counties for affordability (bottom 49%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Wayne County, Missouri

Wayne County's poverty pressures housing

Wayne County's 17.5% rent-to-income ratio matches Stone County's strain, yet results from more severe economic hardship: a median household income of just $43,393—the lowest among these eight counties. Even the region's cheapest rent at $632 consumes a troubling share of already-scarce earnings.

Economic struggle meets modest rents

Wayne County's 17.5% rent-to-income ratio ranks among Missouri's worst, but its $632 median rent—the lowest statewide here—reflects the county's rural, economically challenged profile. The fundamental issue isn't housing cost; it's the county's $43,393 median income, lowest in this entire group.

Cheapest rents in the entire region

Wayne County's $632 median rent undercuts every peer here, making it the most affordable option for renters seeking minimum monthly costs. However, the county's $43,393 median income—$5,000 below Texas County's already-low figure—means affordability remains illusory for households struggling to find work.

Bargain housing, vanishing incomes

Renters in Wayne County pay the region's lowest rent at $632 monthly, and homeowners pay just $494—both extraordinary values—yet the $43,393 median household income remains the county's binding constraint. Housing costs consume 17.5% of gross income for renters and 13.7% for owners, but finding that income is the real challenge.

Cheapest housing masks deeper problems

Wayne County offers rock-bottom housing at $632 rent and $494 mortgages with home values under $115,000, tempting budget hunters. However, the county's median income of $43,393 signals serious economic distress—verify job prospects before relocating, as housing savings cannot offset scarcity of employment.

Cost of Living Advisory: Wayne County

Affordability Verdict

For renters in Wayne County, the market is affordable. Expect to pay around $632/month in gross rent, with 29.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Wayne County pay $632/month on average, compared to $494/month for homeowners. This market favors buyers by about 22%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,280/year. For owner costs at the 28% rule, the required income is roughly $21,171/year. With a median household income of $43,393, most households can comfortably afford rent here. Notably, 29.0% of renter households in Wayne County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Dallas County where rent averages $685/month, Wayne County is approximately 8% less expensive.

Affordability Calculator

See how your income compares to housing costs in Wayne County

$

Rent Burden

17.5%

of gross income

Max Housing (28% Rule)

$1,013

per month

Owner Cost Burden

13.7%

of gross income

You can likely afford the median home in Wayne County

Median home value is $113,100. Estimated monthly cost: $903 vs. your max of $1,013.

Rent Affordability Guide

Your rent-to-income ratio17.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $43,393Needed: $25,280
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $43,393Needed: $21,171
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $43,393Needed: $26,321

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Wayne County, Missouri?
Wayne County, Missouri has a median monthly rent of $632/mo and a median home value of $113,100. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Wayne County?
The median gross rent in Wayne County is $632/mo. This is 18% below state average for Missouri.
Is Wayne County affordable?
Wayne County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Wayne County's rent compare to the state average?
Wayne County's median rent of $632/mo is 18% below state average of $768/mo for Missouri.
What is the median home value in Wayne County?
The median home value in Wayne County, Missouri is $113,100. This is 60% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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