Cost of Living in Texas County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Texas County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Texas County ranks #1,575 of 3,144 counties for affordability (top 50%)
Data Story
About Cost of Living in Texas County, Missouri
Texas County's low incomes offset cheap rents
Texas County's 16.2% rent-to-income ratio sits above the national average, yet its $647 median rent is among the lowest in the state. The challenge lies in the county's depressed median household income of just $48,055—the lowest among these eight counties—which narrows affordability despite bargain rents.
Affordable rents in an economically struggling county
Texas County offers below-average rents at $647, well below the state median of $768, but its 16.2% rent-to-income ratio still exceeds Missouri's 15.6% average. The county's economic challenges—reflected in its lowest median income—drive this paradox.
Second-cheapest rents regionally
Texas County's $647 rent trails only Wayne County ($632) in the region, making it among the most affordable for cost-conscious renters. However, the county's $48,055 median income—lowest here—means even cheap rents strain household budgets.
Minimal housing costs, minimal income
Renters in Texas County pay just $647 monthly and homeowners $658—the lowest costs in this group—but the median household income of $48,055 means housing still consumes 16.2% of gross income for renters and 16.4% for owners. The economic challenge isn't housing prices; it's earning power.
Cheapest housing, toughest job market
Texas County delivers the second-lowest rents in the region at $647 and home values under $125,000, ideal for those relocating on tight budgets. However, the county's median income of $48,055 signals a weaker job market—weigh housing savings against employment opportunities elsewhere.
Cost of Living Advisory: Texas County
Affordability Verdict
For renters in Texas County, the market is affordable. Expect to pay around $647/month in gross rent, with 27.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Texas County is $647/month, while owner costs run $658/month. Renting saves approximately $11/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,880/year. For owner costs at the 28% rule, the required income is roughly $28,200/year. With a median household income of $48,055, most households can comfortably afford rent here. Notably, 27.0% of renter households in Texas County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Missouri, Texas County is less affordable than Audrain County by roughly 7% ($647/mo vs $698/mo).
Affordability Calculator
See how your income compares to housing costs in Texas County
Rent Burden
16.2%
of gross income
Max Housing (28% Rule)
$1,121
per month
Owner Cost Burden
16.4%
of gross income
You can likely afford the median home in Texas County
Median home value is $123,300. Estimated monthly cost: $984 vs. your max of $1,121.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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