Cost of Living in Jackson County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jackson County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Jackson County, Kentucky
Jackson County faces severe affordability crisis
Renters in Jackson County spend 22.0% of income on housing—the highest among these eight counties and far above Kentucky's 17.0% state average and national norms. Median household income of just $41,410 ranks lowest in this group and 45% below the national median, making housing genuinely unaffordable for most residents.
Among Kentucky's least affordable counties
Jackson County's 22.0% rent-to-income ratio places it in the bottom 10% of Kentucky counties—a severe affordability challenge. The combination of very low income and relatively high rents creates a crisis situation for renters.
Lowest income, highest rent burden
Jackson County's $758 rent is mid-range regionally, but on the region's lowest median income of $41,410, it creates the highest percentage burden. Compared to Hickman County's 13.5% burden, Jackson's 22% represents a fundamentally different housing crisis.
Housing costs overwhelm household budgets
Renters spend $758 monthly on a $41,410 annual income, consuming 22% of gross earnings—well above safe limits. Homeowners fare better at $514 monthly (roughly 15%), suggesting ownership is critical for those who can achieve it.
Jackson County requires caution and support
Jackson County's affordability crisis means relocation here requires either secured higher income or substantial savings reserves. If considering Jackson, understand that housing will consume a significant portion of your budget—plan accordingly and explore local assistance programs.
Affordability Calculator
See how your income compares to housing costs in Jackson County
Rent Burden
22.0%
of gross income
Max Housing (28% Rule)
$966
per month
Owner Cost Burden
14.9%
of gross income
You can likely afford the median home in Jackson County
Median home value is $107,000. Estimated monthly cost: $854 vs. your max of $966.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.