Cost of Living in Coosa County, Alabama

$682/mo
Median Monthly Rent
$111,800
Median Home Value

At a Glance

Median Monthly Rent
$682/mo
15% below state average
Median Home Value
$111,800
60% below national
Rent-to-Income Ratio
35.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Coosa County Compares

Median monthly rent comparison

Coosa County$682/mo
Alabama Average$799/mo
National Median$1,163/mo

Detailed Housing Stats

$682/mo
Median Gross Rent
$111,800
Median Home Value
$578/mo
Monthly Owner Cost
35.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Coosa County ranks #992 of 3,144 counties for affordability (top 32%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Coosa County, Alabama

Coosa delivers Alabama's best rent affordability

Coosa County's 14.3% rent-to-income ratio is exceptional—among the lowest in the nation and significantly better than the U.S. average. Residents here enjoy genuine housing affordability, with median rents of just $682 and household incomes of $57,063 creating substantial breathing room.

Coosa beats Alabama average by wide margin

At 14.3%, Coosa's rent burden falls well below Alabama's 18.0% state average, ranking the county among the state's most affordable for renters. The $682 median rent is notably lower than the state's $799 average, offering genuine relief for budget-conscious households.

The county's affordability standout

Coosa's $682 rent is substantially cheaper than neighbors Colbert ($838) and Cullman ($883), making it the region's rent bargain. Its 14.3% rent-to-income ratio outperforms nearly all adjacent counties, positioning Coosa as the affordability leader.

Breathing room on every income

At $57,063 median household income, renters paying $682 monthly dedicate just 14.3% to housing costs—well below the affordability threshold. Ownership costs $578 monthly, and the median home value of $111,800 presents an attractive entry point for would-be homeowners.

Coosa is the affordability choice

If housing affordability is your priority, Coosa County delivers exceptional value across both rental and ownership markets. The 14.3% rent burden and $111,800 median home prices make it an outstanding comparison point for anyone relocating to Alabama.

Cost of Living Advisory: Coosa County

Affordability Verdict

Coosa County offers affordable rental housing at a median of $682/month — about 14.3% of the typical household income here.

Rent vs. Own

The median rent in Coosa County is $682/month, while owner costs run $578/month. Owning saves approximately $104/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,280/year. For owner costs at the 28% rule, the required income is roughly $24,771/year. With a median household income of $57,063, most households can comfortably afford rent here. Notably, 35.0% of renter households in Coosa County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Coosa County sits 7% less expensive than Tallapoosa County ($734/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Coosa County

$

Rent Burden

14.3%

of gross income

Max Housing (28% Rule)

$1,331

per month

Owner Cost Burden

12.2%

of gross income

You can likely afford the median home in Coosa County

Median home value is $111,800. Estimated monthly cost: $893 vs. your max of $1,331.

Rent Affordability Guide

Your rent-to-income ratio14.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,063Needed: $27,280
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,063Needed: $24,771
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,063Needed: $26,019

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Coosa County, Alabama?
Coosa County, Alabama has a median monthly rent of $682/mo and a median home value of $111,800. The affordability rating is Unaffordable, with rent making up approximately 35.0% of median household income.
What is the median rent in Coosa County?
The median gross rent in Coosa County is $682/mo. This is 15% below state average for Alabama.
Is Coosa County affordable?
Coosa County is rated Unaffordable based on rent-to-income ratio of 35.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Coosa County's rent compare to the state average?
Coosa County's median rent of $682/mo is 15% below state average of $799/mo for Alabama.
What is the median home value in Coosa County?
The median home value in Coosa County, Alabama is $111,800. This is 60% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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