Cost of Living in Stoddard County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Stoddard County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Stoddard County, Missouri
Stoddard renters face moderate pressure
Stoddard County renters dedicate 16.4% of income to housing, exceeding Missouri's 15.6% state average while remaining below national crisis levels. With $737/month rents and a $54,067 median household income, working families here maintain affordability but with limited margin for error.
Lower-middle affordability tier statewide
Stoddard ranks in the lower-middle tier of Missouri counties, with a 16.4% rent-to-income ratio that trails the state average by less than 1 percentage point. This modest gap masks real hardship for households with irregular incomes or dependents.
Moderate costs in rural company
Stoddard's $737 rent falls between Shelby County ($570) and St. Francois County ($786), while household incomes lag suburban counties significantly. Home values ($135,400) offer affordable entry for buyers, making purchase more achievable than renting long-term.
Stoddard's monthly housing math
A Stoddard household earning $54,067 annually ($4,505/month) allocates $737 to rent or $690 to mortgage, consuming 16-15% of gross income. This leaves approximately $3,800 monthly for all other expenses, tight but manageable for single-income families.
Stoddard for conservative budgeters
Stoddard County suits households earning $50,000–$65,000 seeking rural living with moderate affordability, especially those considering homeownership over renting. Compare your current housing burden here and you'll likely find 1-2% savings, enough to build an emergency fund or invest in community.
Affordability Calculator
See how your income compares to housing costs in Stoddard County
Rent Burden
16.4%
of gross income
Max Housing (28% Rule)
$1,262
per month
Owner Cost Burden
15.3%
of gross income
You can likely afford the median home in Stoddard County
Median home value is $135,400. Estimated monthly cost: $1,081 vs. your max of $1,262.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.