Cost of Living in Union County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Union County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Union County ranks #1,195 of 3,142 counties for affordability (top 38%)
Sourced county brief
Union County Official Median Rent Percentage Reaches 27.4 Percent
The official median gross rent as a percentage of household income (GRAPI) in Union County, Indiana, is 27.4 percent. This snapshot value is 0.5 percentage points higher than the Indiana unweighted county mean of 26.9 percent. The median gross rent for renter-occupied housing units was estimated at $760 per month, which is $151 lower than the state's unweighted county mean of $911. Median renter-household income for the area was recorded at $40,990. In the owner-occupied sector, the median home value is $173,500, placed $18,399 below the Indiana unweighted county mean of $191,899. Median selected monthly owner costs for all owner-occupied households were recorded at $875 per month, compared to a state unweighted county mean of $951. The 27.4 percent rent-to-income metric is the official ACS B25071 GRAPI estimate, representing the median gross rent as a percentage of household income among renter-occupied units. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Union County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.4% of renter household income in Union County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $760 per month; median selected monthly owner costs are $875. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,400 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Indiana unweighted mean of county median rents is $911 per month. Union County's $760 median is 16.5% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Union County
Rent Burden
11.9%
of gross income
Max Housing (28% Rule)
$1,783
per month
Owner Cost Burden
13.7%
of gross income
You can likely afford the median home in Union County
Median home value is $173,500. Estimated monthly cost: $1,385 vs. your max of $1,783.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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