Cost of Living in Union County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Union County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Union County, Indiana
Union County rents are remarkably affordable
Renters in Union County spend just 11.9% of their income on housing, well below the national benchmark of 12-15% that experts consider sustainable. The county's median rent of $792 is nearly $100 cheaper than Indiana's state average of $883, while household incomes run slightly above the national median at $79,500.
A top affordability choice statewide
Union County ranks among Indiana's most affordable counties, with a rent-to-income ratio of 11.9% compared to the state average of 15.6%. This combination of reasonable rents and solid incomes makes housing here genuinely accessible for working families across the income spectrum.
Better than most peers
Union County's $792 monthly rent undercuts neighboring Wabash County ($752) and Warren County ($815) moderately, but beats Vanderburgh County ($964) by $172 per month. The county's rent-to-income ratio of 11.9% is the strongest among its peer group, reflecting healthy local wage levels.
Where your housing dollar goes
Median monthly rent stands at $792 while homeowners pay $893 for mortgages, both reasonable against a median household income of $79,500. Just 11.9% of household income goes to rent—meaning families keep more money for food, healthcare, and savings.
Consider Union County's balance
If you're weighing a move to Indiana, Union County offers both affordability and income stability that outpace state averages. With rents well below $800 and no wage penalty compared to neighbors, it's worth serious consideration for renters and homebuyers alike.
Affordability Calculator
See how your income compares to housing costs in Union County
Rent Burden
12.0%
of gross income
Max Housing (28% Rule)
$1,855
per month
Owner Cost Burden
13.5%
of gross income
You can likely afford the median home in Union County
Median home value is $162,200. Estimated monthly cost: $1,295 vs. your max of $1,855.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Union County, Indiana?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.